KemyCardkemycard.comkemycard.com · Virtual Cards · US
Crypto-funded cards with full eKYC.
Crypto card and top-up product.
Common useVirtual/Physical CardVirtual/Physical CardOperator dataHosted
Identity checksfull KYCDocument check: full · identity exposure level 4/4
Evidence and riskPartial evidenceCautionSome material claims still need confirmation.; those sources show trade-offs worth reading.
Last reviewedReviewed 5 Sep 2026KYC checked 5 Sep 2026 · unknown jurisdiction · Source → official termsHow to cite this pageSource coveragePartial evidenceRecorded riskCaution
Evidence and facts
Evidence and facts
CUNICULA SCORE 4.0
24/100Limited evidencePrivacy 0/25 · Control 0/20 · Transparency 1/20 · Security 17/25 · Accountability 6/10 · Cap 69 · Method
JURISDICTIONHK
CAUTIONPintopay requires account onboarding and identity verification and can request additional AML and source-of-funds evidence. UANT Limited and its partners process identity, transaction, device and financial-profile data and share it with issuers, payment, custody, KYC, fraud, infrastructure and legal recipients. Although the operator is incorporated in Hong Kong, the current terms exclude Hong Kong residents, citizens and tax residents and access from Hong Kong.
AUDITED BYNo audit listed
OPERATOR DATAHosted operator recorded
SOURCE COVERAGE
Partial evidenceTHIRD-PARTY REPORTED6/6Reviewed 5 Sep 2026 · Source → official terms
LAST CHECKED2026-06-23
LAST UPDATED2026-09-05
Specs
DOCUMENT CHECKfull
IDENTITY EXPOSURELevel 4/4
KYC TRIGGERSAccount/card/wallet services may require full identity verification including name, date of birth, residence, national ID or passport data, contact details, financial profile and source of funds; transaction fees are shown before acceptance.
FEE3%
LIMITDisclosed in the product flow
NETWORKSvisa, mastercard, applepay, googlepay, 3ds, atm
CATEGORIESVirtual/Physical Card
FEATURESApple/Google Pay, ATM on physical, USDT top-ups
TORNot listed
REGIONSGlobal availability
Review analysis, source material, related services, and history
About
Crypto card and top-up product. Its official homepage advertises AML/KYC controls and 3D Secure.
Analysis
OVERVIEW
Pintopay offers a Telegram Mini App crypto card with Apple and Google Pay support, ATM withdrawal on the physical card, and USDT top-ups, at a 3% fee.
LIMITS
The homepage advertises an AML/KYC secure platform with 3D Secure, so this is a light-to-medium KYC card rather than a no-KYC one, and founderIntel found no formal regulatory licensing for the Delaware LLC and UAE operating structure behind it.
USEFUL FOR
USDT-funded everyday card spending for users who accept upfront AML/KYC checks and an unlicensed, early-stage operator.
Sources · reviewed 2026-07-16
Corporate identity
Registry-sourced, not audited. The facts below come from cited web research rather than a direct registry query. Each claim links its own source.
- LEGAL ENTITY
- UANT Limitedsource ↗
- REGISTRATION NO.
- 77341227source ↗
- INCORPORATED IN
- Hong Kongsource ↗
- INCORPORATED ON
- 18-NOV-2024source ↗
Registry research · reviewed 2026-08-08
Frequently Asked Questions
Is identity verification required?
The recorded KYC level is "full". Account/card/wallet services may require full identity verification including name, date of birth, residence, national ID or passport data, contact details, financial profile and source of funds; transaction fees are shown before acceptance.
Which payment methods are accepted?
Accepted payment methods: visa, mastercard, applepay, googlepay, 3ds, atm.
Where is it available?
Recorded availability: GLOBAL.
Is the operator based in a Five Eyes country?
No. The recorded jurisdiction is HK, which is not a Five Eyes country. This is jurisdiction context and does not by itself establish that a service is safer or less safe.
How are identity, operator, and evidence fields reported?
Identity exposure is level 4 of 4. A hosted operator is recorded. Jurisdiction is shown as context, not a safety verdict. Source coverage is partial evidence, last reviewed 2026-09-05, and recorded risk is caution.
Which payment networks are supported?
Accepted networks: visa, mastercard, applepay, googlepay, 3ds, atm.
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Terms and privacy policy
No changes to the documents we watch since we started checking on 16 Feb 2026. Last checked 9 Aug 2026.
Evidence basis: Claims on this page are linked to published sources for comparison, not certification, audit, endorsement, or recommendation; read the methodology and coverage map before relying on an entry.