Skip to content
CUNICULA

Payy vs Pintopay

Payy has no identity verification recorded. Pintopay has full identity verification recorded. The table lists fees, limits, jurisdiction, source coverage, and recorded risks.

Payy vs Pintopay privacy comparison
Metric
Document checkZero KYCFull KYC
Identity exposureLevel 0/4Level 4/4
Source coverageLimited evidencePartial evidence
Review sourceofficial siteofficial terms
Recorded riskcautioncaution
Jurisdiction??HK
FeeZero fee for private ERC-20 transfers; other operations and integrations may require gas or provider fees3%
LimitNone recordedDisclosed in the product flow
Countries/regionsGlobalGlobal
Features
  • Card and business infrastructure
  • Ethereum layer 2
  • Payy wallet
  • Private stablecoin transfers
  • Zero-knowledge proofs
  • Apple/Google Pay
  • ATM on physical
  • USDT top-ups
Categories
  • Private Payments
  • Stablecoin Card
  • Virtual/Physical Card
Audited byNone recordedNone recorded
Networks supported
  • ERC-20
  • EVM
  • 3ds
  • applepay
  • atm
  • googlepay
  • mastercard
  • visa
Last reviewed2026-09-052026-09-05

How privacy, evidence, and risk are reported