Bitrefillbitrefill.combitrefill.com · Gift Cards · SE
Gift cards, top-ups and eSIMs bought with crypto.
Evidence94 Light KYC
Laso Finance
Stablecoin-funded virtual cards issued through a voucher system, loaded with USDT, USDC or DAI.
laso.finance
- KYC: light
- US
- Evidence and facts →
Stablecoin-funded virtual cards issued through a voucher system, loaded with USDT, USDC or DAI.
Common useVirtual/Physical CardVirtual/Physical Card / Agent MoneyOperator dataHosted
Identity checkslight KYCDocument check: light · identity exposure level 2/4
Evidence and riskVerified evidenceCautionMaterial claims checked against current sources.; those sources show trade-offs worth reading.
Last reviewedReviewed 9 Aug 2026KYC checked 9 Aug 2026 · unknown jurisdiction · Source → official documentationHow to cite this pageEvidence confidence94/100
Evidence and facts
Evidence and facts
JURISDICTIONUS
CAUTIONAnonymous founders - no public team identified. US-incorporated MSB (Texas). FinCEN-registered means US Treasury has identity of operators. Five Eyes jurisdiction applies. Cannot be independently vetted despite FinCEN compliance signal.
AUDITED BYNo audit listed
OPERATOR DATAHosted operator recorded
EVIDENCE CONFIDENCE
SELF-REPORTED7/7
Why evidence is 94/100Formula 3.1
- Source coverageMaterial claims checked against current sources
- +70
- Review ageOldest recorded check is 60 days old
- +24
LAST CHECKED2026-06-24
LAST UPDATED2026-08-09
Specs
DOCUMENT CHECKlight
IDENTITY EXPOSURELevel 2/4
KYC TRIGGERSKYC is option-specific. Laso documents most x402 endpoints as available without verification, Venmo/PayPal payouts as KYC-gated, and bank profiles as requiring in-person owner verification.
FEESmall load fee
CATEGORIESVirtual/Physical Card, Agent Money
FEATURESStablecoin voucher system, Option-level KYC, USDT, USDC, DAI, Instant virtual card, Online purchases, x402 agent API, Disposable cards
TORNot listed
REGIONSGlobal availability
Review analysis, source material, related services, and history
Agent payments
Spend controls and data exposure
The identity and control posture changes by option: most x402 shopping endpoints are documented without verification, Venmo and PayPal require KYC, and bank payouts require an approved identity-bearing banking profile.
Current options
- U.S. prepaid cardprepaid card · cited identity, limits, controls, recovery, and failure path
- International prepaid cardprepaid card · cited identity, limits, controls, recovery, and failure path
- Gift cardgift card · cited identity, limits, controls, recovery, and failure path
- Push to debit cardcard payout · cited identity, limits, controls, recovery, and failure path
- Venmo or PayPal payoutaccount payout · cited identity, limits, controls, recovery, and failure path
- ACH bank payoutbank payout · cited identity, limits, controls, recovery, and failure path
- Managed-wallet x402 paymentwallet payment · cited identity, limits, controls, recovery, and failure path
Protocols
x402Virtual cardGift cardMerchant API
Autonomy4 / repeat policy
CustodyProvider custody
Approval
API keyWallet grantHuman approval
ControlsAPIDashboard
Limits
Spend limitsYes
Merchant lockNo
Category lockNo
Pause / closeYes
WebhooksYes
Privacy
SettlementCard / Stablecoin / Bank / Gift card / Internal ledger
FundingStablecoin funded
IdentityLight KYC
Logging riskHigh
RevocationPartial
x402 constrains each quoted route payment but is not an account-wide budget. Provider custody, bearer access, option-specific recipient data, and downstream card or bank records remain separate privacy and safety surfaces.
Where payment data goes
- 1AI agent
- 2Laso bearer or wallet authentication
- 3Laso managed wallet or self-custody x402 payment
- 4option-specific issuer or payout rail
- 5merchant or recipient
Sources
Analysis
OVERVIEW
Laso Finance issues disposable virtual cards from a stablecoin voucher system, loading USDT, USDC or DAI across six networks for instant online-spend cards with no personal data collected at signup, per the record.
LIMITS
The founders are not named anywhere in public records, yet Laso Finance is a US-incorporated, FinCEN-registered money-services business in Texas. That registration means US authorities hold identity information about the operators even though the public does not, leaving independent verification of ownership unresolved despite the compliance signal.
USEFUL FOR
Small stablecoin-funded online purchases where the buyer accepts an unnamed operator that is nonetheless registered with US authorities.
Sources · reviewed 2026-07-16
Corporate identity
Registry-sourced, not audited. The facts below come from cited web research rather than a direct registry query. Each claim links its own source.
- LEGAL ENTITY
- Laso Finance LLCsource ↗
- REGISTRATION NO.
- 31000328975254source ↗
- INCORPORATED IN
- United States (Texas)source ↗
- REGISTERED ADDRESS
- 5900 Balcones Drive Suite 100, Austin, TX 78731source ↗
Registry research · reviewed 2026-08-08
Frequently Asked Questions
Is identity verification required?
The recorded KYC level is "light". KYC is option-specific. Laso documents most x402 endpoints as available without verification, Venmo/PayPal payouts as KYC-gated, and bank profiles as requiring in-person owner verification.
Which payment methods are accepted?
Please check the provider site for accepted payment methods.
Where is it available?
Recorded availability: GLOBAL.
Is the operator based in a Five Eyes country?
Yes. The recorded jurisdiction is US, a Five Eyes country (US, UK, CA, AU, NZ). This is jurisdiction context and does not by itself establish that a service is safer or less safe.
How are identity, operator, and evidence fields reported?
Identity exposure is level 2 of 4. A hosted operator is recorded. Jurisdiction is shown as context, not a safety verdict. Evidence confidence is 94/100 and recorded risk is caution.
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Sources and history
Evidence basis: Claims on this page are linked to published sources for comparison, not certification, audit, endorsement, or recommendation; read the methodology and coverage map before relying on an entry.