Phoenix Wallet

Self-custodial Lightning. No account. Your keys, your coins.

Zero KYCTrust 92/100FR

Best useLightning paymentsWallet

KYC postureZero KYCNo account.

Main riskVERIFIEDACINQ operates as the LSP (Lightning Service Provider) for Phoenix — they route your payments, which means they have metadata on payment timing and amounts.

Review proofReviewed 2026-06-22KYC checked 2026-06-22 / verified jurisdiction / official site batch 2 2026 06 22

Trust

VERIFIED

JURISDICTIONFR

WARNINGACINQ operates as the LSP (Lightning Service Provider) for Phoenix — they route your payments, which means they have metadata on payment timing and amounts. They cannot see payment destinations or your identity. For full node-level privacy, use Zeus with your own LND/CLN node.

AUDITED BYNone on record

TRUST SCORE

LAST VERIFIED6/24/2026

LAST UPDATED3/13/2026

Specs

KYC LEVELZero

KYC TRIGGERSNo account. No email. No phone. 12-word seed only.

FEE0.4% liquidity fee

NETWORKSBTC, Lightning

CATEGORIESWallet

BEST FORLightning payments, Self-custody, Beginner Lightning

FEATURESSelf-custodial, No account required, Lightning native, Open source, iOS + Android, 12-word seed backup, No KYC, Channel auto-management

TOR—

REGIONS1 country — Global

About

Self-custodial Lightning wallet by ACINQ. No account, no KYC, auto-manages channels. Hold your own keys with a 12-word seed. The cleanest Lightning experience for non-technical users.

Follow the Money

  ACINQ SAS — Paris, France (FR)
  ──────────────────────────────────────
  Founders: Pierre-Marie Padiou + Fabrice
  Series A: €8M (Serena, Idinvest, FR)
  Revenue: LSP routing fees on Phoenix
  ├─ Core Lightning Network contributors
  ├─ EU jurisdiction (GDPR, not Five Eyes)
  └─ Non-custodial: funds inaccessible

Phoenix Wallet — ownership and funding chain

Frequently Asked Questions

Does Phoenix Wallet require KYC or identity verification?

No. Phoenix Wallet does not require identity verification (KYC) for typical usage. No account. No email. No phone. 12-word seed only.

What payment methods does Phoenix Wallet accept?

Phoenix Wallet accepts the following payment methods: BTC, Lightning.

Is Phoenix Wallet available in my country?

Phoenix Wallet is available in: GLOBAL.

Is Phoenix Wallet based in a Five Eyes country?

No. Phoenix Wallet is based in FR, which is not a Five Eyes member country.

Is Phoenix Wallet safe to use for privacy?

Phoenix Wallet has a trust score of 92/99 on cunicula.com. It has been independently verified.

Which payment networks does Phoenix Wallet support?

Accepted networks: BTC, Lightning.

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