Phoenix Wallet

Self-custodial Lightning. No account. Your keys, your coins.

phoenix.acinq.co

Zero KYC
FR
Evidence and facts →

Self-custodial Lightning. No account. Your keys, your coins.

Common useLightning paymentsWalletOperator dataUnknown

Identity checksZero KYCNo document check recorded · identity exposure level 0/4

Evidence and riskVerified evidenceStandardMaterial claims checked against current sources.; no material risk recorded in them.

Last reviewedReviewed 25 Aug 2026KYC checked 25 Aug 2026 · verified jurisdiction · Source → official siteHow to cite this pageSource coverageVerified evidenceRecorded riskStandard

Evidence and facts

CUNICULA SCORE 4.0

45/100Limited evidencePrivacy 12/25 · Control 0/20 · Transparency 0/20 · Security 25/25 · Accountability 8/10 · Cap 69 · Method

JURISDICTIONFR

NOTESelf-custodial but ACINQ is the Lightning service provider. Phoenix's current FAQ says ACINQ knows the final destination and amount of payments. Channel operations depend on ACINQ availability, although emergency force-close recovery remains available.

AUDITED BYNo audit listed

OPERATOR DATAUnknown

SOURCE COVERAGE

Verified evidenceTHIRD-PARTY REPORTED10/10Reviewed 25 Aug 2026 · Source → official site

LAST CHECKED2026-08-25

LAST UPDATED2026-08-25

Specs

DOCUMENT CHECKNone recorded

IDENTITY EXPOSURELevel 0/4

KYC TRIGGERSNo account. No email. No phone. 12-word seed only.

FEELightning send: 0.4% + 4 sat; liquidity: 1% + mining fees; channel creation: 1,000 sat; other on-chain mining fees vary.

NETWORKSBTC, Lightning

CATEGORIESWallet

COMMON USESLightning payments, Self-custody, Beginner Lightning

FEATURESSelf-custodial, No account required, Lightning native, Automated channel management, Taproot on-chain addresses, 12-word seed backup, Open source, iOS + Android

TORNot listed

REGIONSGlobal availability

Review analysis, source material, related services, and history

About

Self-custodial Lightning wallet by ACINQ that manages channels automatically behind a 12-word seed.

Analysis

OVERVIEW

Self-custodial Lightning with the channel management automated away by ACINQ: a 12-word seed, no account, and a working Lightning experience without node operation.

LIMITS

ACINQ routes the payments as the Lightning service provider, which gives it timing and amount metadata (though not destinations or identity), and the automation is paid for through liquidity fees.

USEFUL FOR

Self-custody Lightning payments for users who want the seed without the node.

Sources · reviewed 2026-07-16

Phoenix site ↗

Corporate identity

Registry-sourced, not audited. The facts below come from cited web research rather than a direct registry query. Each claim links its own source.

LEGAL ENTITY: ACINQ (SAS, société par actions simplifiée)source ↗
REGISTRATION NO.: 804 203 792 R.C.S. Paris (SIREN 804203792)source ↗
INCORPORATED IN: France (Paris)source ↗
INCORPORATED ON: 2014-08-25source ↗
REGISTERED ADDRESS: 10 RUE DE PENTHIEVRE, 75008 PARIS, Francesource ↗

OFFICERS

Pierre-Marie Padiou (Président)
ARIANE CONSULTING (Commissaire aux comptes titulaire)
Nicolas Debock (Autre)
Fabrice Drouin (Autre)
SERENA CAPITAL (Autre)

source ↗

Registry research · reviewed 2026-08-09

Company registry ↗

Frequently Asked Questions

Is identity verification required?

No identity verification is recorded for typical use. No account. No email. No phone. 12-word seed only.

Which payment methods are accepted?

Accepted payment methods: BTC, Lightning.

Where is it available?

Recorded availability: GLOBAL.

Is the operator based in a Five Eyes country?

No. The recorded jurisdiction is FR, which is not a Five Eyes country. This is jurisdiction context and does not by itself establish that a service is safer or less safe.

How are identity, operator, and evidence fields reported?

Identity exposure is level 0 of 4. Hosted operator data has not been established. Jurisdiction is shown as context, not a safety verdict. Source coverage is verified evidence, last reviewed 2026-08-25, and recorded risk is standard.

Which payment networks are supported?

Accepted networks: BTC, Lightning.

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Sources and history

Service history

Latest meaningful changes to the facts shown on this provider page.

26 Aug 2026
Apply full-service rereview and score 4.0
Checked at, Features, Fee, KYC last checked, and 5 more
9 Aug 2026
Corporate registry information updated
Corporate
6 Aug 2026
Provider presentation updated
Evidence status, Privacy warning, Recorded risk, Trust level

Full service history

27 Aug 2026updated
Reconcile score 4.0 evidence
Score assessment / Control model
local-self-custodyunknown
Score assessment / Operator data exposure
limitedunknown
Score assessment / Source model
openunknown
Score review
not setOutcome: PASS; Checked at: 2026-08-25; Inputs: Operator data exposure: unknown; Control model: unknown; Source model: unknown; Audit: Score eligible: no; Reason: No dated, scoped, current audit citation was normalized in the reviewed packet; legacy auditedBy labels receive no score credit.
Review source: official site · public history entry
26 Aug 2026updated
Apply full-service rereview and score 4.0
Checked at
2026-06-242026-08-25
Features
Self-custodial, No account required, Lightning native, Open source, iOS + Android, 12-word seed backup, No KYC, Channel auto-managementSelf-custodial, No account required, Lightning native, Automated channel management, Taproot on-chain addresses, 12-word seed backup, Open source, iOS + Android
Fee
0.4% liquidity feeLightning send: 0.4% + 4 sat; liquidity: 1% + mining fees; channel creation: 1,000 sat; other on-chain mining fees vary.
KYC last checked
2026-06-222026-08-25
Last reviewed
2026-06-222026-08-25
Privacy warning
ACINQ operates as the LSP (Lightning Service Provider) for Phoenix - they route your payments, which means they have metadata on payment timing and amounts. They cannot see payment destinations or your identity. For full node-level privacy, use Zeus with your own LND/CLN node.Self-custodial but ACINQ is the Lightning service provider. Phoenix's current FAQ says ACINQ knows the final destination and amount of payments. Channel operations depend on ACINQ availability, although emergency force-close recovery remains available.
Source reviewed
official sitehttps://phoenix.acinq.co/faq/
Score assessment
not setOperator data exposure: limited; Control model: local-self-custody; Source model: open
Updated at
2026-03-132026-08-25
Review source: official site · public history entry
9 Aug 2026updated
Corporate registry information updated
Corporate
not setEntity type: company; Governance model: company-sponsored; Repository url: https://github.com/acinq/phoenix; Legal entity: ACINQ (SAS, société par actions simplifiée); Registration number: 804 203 792 R.C.S. Paris (SIREN 804203792); Registry url: https://www.pappers.fr/entreprise/acinq-804203792; Incorporation jurisdiction: France (Paris); Incorporation date: 2014-08-25; Registered address: 10 RUE DE PENTHIEVRE, 75008 PARIS, France; Officers: Pierre-Marie Padiou (Président), ARIANE CONSULTING (Commissaire aux comptes titulaire), Nicolas Debock (Autre), Fabrice Drouin (Autre), SERENA CAPITAL (Autre)
Review source: official site · public history entry
8 Aug 2026updated
Provider summary rewritten
Description
Self-custodial Lightning wallet by ACINQ. No account, no KYC, auto-manages channels. Hold your own keys with a 12-word seed. The cleanest Lightning experience for non-technical users.Self-custodial Lightning wallet by ACINQ that manages channels automatically behind a 12-word seed.
Review source: official site · public history entry
7 Aug 2026updated
Provider summary rewritten
Card summary
not setSelf-custodial Lightning wallet by ACINQ.
Review source: official site · public history entry
6 Aug 2026updated
Provider presentation updated
Evidence status
not setverified
Privacy warning
ACINQ operates as the LSP (Lightning Service Provider) for Phoenix — they route your payments, which means they have metadata on payment timing and amounts. They cannot see payment destinations or your identity. For full node-level privacy, use Zeus with your own LND/CLN node.ACINQ operates as the LSP (Lightning Service Provider) for Phoenix - they route your payments, which means they have metadata on payment timing and amounts. They cannot see payment destinations or your identity. For full node-level privacy, use Zeus with your own LND/CLN node.
Recorded risk
not setstandard
Trust level
verifiednot set
Review source: official site · public history entry
24 Jun 2026updated
Provider facts reviewed and updated
Checked at
2026-06-222026-06-24
Review source: official site · public history entry
22 Jun 2026updated
Provider facts reviewed and updated
Checked at
2026-03-132026-06-22
Jurisdiction confidence
inferredverified
KYC last checked
2026-03-132026-06-22
Last reviewed
2026-03-132026-06-22
Source reviewed
older source, not independently verifiedofficial site
Review source: official site · public history entry
22 Jun 2026updated
Ship trust audit remediation pass
Jurisdiction confidence
not setinferred
KYC last checked
not set2026-03-13
Last reviewed
not set2026-03-13
Source reviewed
not setolder source, not independently verified
Review source: older source, not independently verified · public history entry
7 Apr 2026updated
Drop warrantCanary trust signal
Warrant canary
nonot set
Review source: source not recorded · public history entry
29 Mar 2026updated
KYC risk level system + advanced directory filters
KYC level
zero0
Review source: source not recorded · public history entry
14 Mar 2026updated
Offline status bug, vetted grid, news/projects img tags
Status
liveok
Review source: source not recorded · public history entry
14 Mar 2026created
Provider presentation updated
Provider profile
not setcreated
Review source: source not recorded · public history entry

Only fields shown on the provider page are tracked. Private identifiers are never published.

Evidence basis: Claims on this page are linked to published sources for comparison, not certification, audit, endorsement, or recommendation; read the methodology and coverage map before relying on an entry.