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Travel Rule

A compliance rule that requires financial institutions and many crypto platforms to transmit identifying information about senders and recipients.

FATF Recommendation 16 applied to crypto requires VASPs to transmit originator and beneficiary identity with transfers above thresholds, replicating wire-transfer data trails on-chain rails.

Rollouts differ by country, and some jurisdictions require verification of self-custody withdrawal addresses. The rule is why exchange-to-exchange transfers carry identity payloads and why unhosted-wallet policies keep appearing in terms of service.

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