Bitrefill

Sells gift cards, mobile top-ups, eSIMs and bill payments for crypto, with Airfill Prepaid AB named in its terms.

bitrefill.com

KYC: light
SE
Evidence and facts →

Sells gift cards, mobile top-ups, eSIMs and bill payments for crypto, with Airfill Prepaid AB named in its terms.

Common useGift CardsGift Cards / Agent MoneyOperator dataUnknown

Identity checkslight KYCDocument check: light · identity exposure level 1/4

Evidence and riskVerified evidenceCautionMaterial claims checked against current sources.; those sources show trade-offs worth reading.

Last reviewedReviewed 25 Aug 2026KYC checked 25 Aug 2026 · verified jurisdiction · Source → official siteHow to cite this pageSource coverageVerified evidenceRecorded riskCaution

Evidence and facts

CUNICULA SCORE 4.0

34/100Limited evidencePrivacy 9/25 · Control 0/20 · Transparency 0/20 · Security 17/25 · Accountability 8/10 · Cap 69 · Method

JURISDICTIONSE

CAUTIONBitrefill monitors platform use for compliance and can collect account, email, purchase, payment, IP and verification data. Public reporting says a March 2026 breach exposed about 18,500 purchase records, including email, crypto-payment-address and IP metadata; about 1,000 records also included customer names.

AUDITED BYNo audit listed

OPERATOR DATAUnknown

SOURCE COVERAGE

Verified evidenceSELF-REPORTED7/7Reviewed 25 Aug 2026 · Source → official site

LAST CHECKED2026-08-25

LAST UPDATED2026-08-25

Specs

DOCUMENT CHECKlight

IDENTITY EXPOSURELevel 1/4

KYC TRIGGERSTerms state suspicious transactions may require KYC to continue using gift-card/top-up services; verified accounts are required for some bill/card products and processors may collect identity data.

FEE2%

LIMIT10,000 daily (currency not recorded)

CATEGORIESGift Cards, Agent Money

FEATURESAU Visa Digital, 170+ Countries, Lightning, eSIMs, Instant

TORNot listed

REGIONS13 countries: United States, United Kingdom, European Union, Australia, India, Canada, +7 more

Review analysis, source material, related services, and history

Agent payments

Spend controls and data exposure

Useful for automated gift-card, eSIM, top-up, and bill-payment purchases through API/MCP surfaces, but not anonymous: account, order, payment, issuer, and redemption metadata can remain linkable.

Payment tools Compare Wallet risks

Current options

Gift card or phone refillgift card · cited identity, limits, controls, recovery, and failure path

Protocols

MCPMerchant APIGift card

Autonomy2 / reviewed request

CustodyMerchant credit

Approval

API keyAccount permissionHuman approvalMerchant lock

Controls

APIMCPDashboardManual approval

Limits

Spend limitsNo

Merchant lockYes

Category lockNo

Pause / closeNo

WebhooksNo

Privacy

SettlementCrypto / Lightning / Gift card

FundingCrypto funded

IdentityLight KYC

Logging riskHigh

RevocationPartial

Treat the API/MCP account as an identity-bearing control plane. Crypto funding can reduce bank-card exposure, but order history, redemption records, account metadata, and merchant behavior still form a durable trail.

Where payment data goes

1AI agent
2Bitrefill API/MCP or account
3crypto or Lightning payment
4Bitrefill order record
5gift card or top-up issuer
6merchant redemption

Sources

Bitrefill homepageprovider
Bitrefill APIcontrols

Analysis

OVERVIEW

Bitrefill bundles gift cards, mobile top-ups, eSIMs and bill payment into one Lightning-capable checkout, with coverage listed across 170+ countries.

LIMITS

Terms state that suspicious transactions may trigger KYC on gift-card and top-up purchases, and verified accounts are already required for some bill and card products, so the light-KYC surface can escalate without notice.

USEFUL FOR

Everyday gift-card, top-up and eSIM purchases paid in crypto or Lightning where an occasional identity check is an accepted tradeoff.

Sources · reviewed 2026-07-16

Official site ↗

Corporate identity

Registry-sourced, not audited. The facts below come from cited web research rather than a direct registry query. Each claim links its own source.

LEGAL ENTITY: AIRFILL PREPAID ABsource ↗
REGISTRATION NO.: 559001-6035source ↗
INCORPORATED IN: Swedensource ↗
REGISTERED ADDRESS: Mailbox 2333, 111 75 Stockholm, Swedensource ↗

Registry research · reviewed 2026-08-08

Frequently Asked Questions

Is identity verification required?

The recorded KYC level is "light". Terms state suspicious transactions may require KYC to continue using gift-card/top-up services; verified accounts are required for some bill/card products and processors may collect identity data.

Which payment methods are accepted?

Please check the provider site for accepted payment methods.

Where is it available?

Recorded availability: US, UK, EU, AU, IN, CA, SG, ZA, NG, KE, and 3 more countries.

Is the operator based in a Five Eyes country?

No. The recorded jurisdiction is SE, which is not a Five Eyes country. This is jurisdiction context and does not by itself establish that a service is safer or less safe.

How are identity, operator, and evidence fields reported?

Identity exposure is level 1 of 4. Hosted operator data has not been established. Jurisdiction is shown as context, not a safety verdict. Source coverage is verified evidence, last reviewed 2026-08-25, and recorded risk is caution.

How fast is checkout?

Gift card delivery is typically instant after payment confirmation.

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Sources and history

Service history

Latest meaningful changes to the facts shown on this provider page.

26 Aug 2026
Apply full-service rereview and score 4.0
Checked at, KYC last checked, Last reviewed, Source reviewed, and 3 more
16 Aug 2026
Refresh six reviewed records
KYC last checked, Last reviewed, Privacy warning, Source reviewed, and 1 more
9 Aug 2026
Corporate registry information updated
Corporate / Entity type

Full service history

27 Aug 2026updated
Reconcile score 4.0 evidence
Score assessment / Control model
hosted-accountunknown
Score assessment / Operator data exposure
limitedunknown
Score assessment / Source model
closedunknown
Score review
not setOutcome: PASS; Checked at: 2026-08-25; Inputs: Operator data exposure: unknown; Control model: unknown; Source model: unknown; Audit: Score eligible: no; Reason: No dated, scoped, current audit citation was normalized in the reviewed packet; legacy auditedBy labels receive no score credit.
Review source: official site · public history entry
26 Aug 2026updated
Apply full-service rereview and score 4.0
Checked at
2026-06-242026-08-25
KYC last checked
2026-08-152026-08-25
Last reviewed
2026-08-152026-08-25
Source reviewed
focused_record_review_2026-08-15https://help.bitrefill.com/hc/en-us/articles/36440135758738-How-Strong-Customer-Authentication-SCA-requirements-apply-to-the-Bitrefill-Card
Recorded risk
standardcaution
Score assessment
not setOperator data exposure: limited; Control model: hosted-account; Source model: closed
Updated at
2026-08-152026-08-25
Review source: official site · public history entry
16 Aug 2026updated
Refresh six reviewed records
KYC last checked
2026-06-222026-08-15
Last reviewed
2026-06-222026-08-15
Privacy warning
Bitrefill monitors platform use for compliance, may report suspicious transactions, and can collect account, email, purchase, payment and verification data.Bitrefill monitors platform use for compliance and can collect account, email, purchase, payment, IP and verification data. Public reporting says a March 2026 breach exposed about 18,500 purchase records, including email, crypto-payment-address and IP metadata; about 1,000 records also included customer names.
Source reviewed
official sitefocused_record_review_2026-08-15
Updated at
2026-06-222026-08-15
Review source: official site · public history entry
10 Aug 2026updated
Add option-level directory
Categories
Gift CardsGift Cards, Agent Money
Review source: official site · public history entry
9 Aug 2026updated
Corporate registry information updated
Corporate / Entity type
not setcompany
Review source: official site · public history entry
8 Aug 2026updated
Corporate registry information updated
Corporate
not setLegal entity: AIRFILL PREPAID AB; Registration number: 559001-6035; Incorporation jurisdiction: Sweden; Registered address: Mailbox 2333, 111 75 Stockholm, Sweden; Officers: none; Prior entities: none
Review source: official site · public history entry
8 Aug 2026updated
Provider summary rewritten
Description
E-commerce platform for buying gift cards, mobile top-ups, eSIMs, bills and selected card products with crypto. Terms name Airfill Prepaid AB for gift cards/top-ups and Airfill US LLC for some US card/bill products.Sells gift cards, mobile top-ups, eSIMs and bill payments for crypto, with Airfill Prepaid AB named in its terms.
Review source: official site · public history entry
7 Aug 2026updated
Provider summary rewritten
Card summary
not setGift cards, top-ups and eSIMs bought with crypto.
Review source: official site · public history entry
6 Aug 2026updated
Provider presentation updated
Best for
General usagenot set
Evidence status
not setverified
Recorded risk
not setstandard
Trust level
verifiednot set
Review source: official site · public history entry
5 Jul 2026updated
Harden agent money privacy lane
Agent money / Mandate logging risk
not sethigh
Agent money / Revocation quality
not setpartial
Agent money / Source links
not setLabel: Bitrefill homepage; Href: https://www.bitrefill.com/; Scope: provider, Label: Bitrefill API; Href: https://www.bitrefill.com/api/; Scope: controls
Review source: official site · public history entry
5 Jul 2026updated
Expand agent money privacy surface
Agent money / Authorization model
not setapi-key, account-permission, human-approval, merchant-lock
Agent money / Autonomy level
not set2
Agent money / Custody model
not setmerchant-credit
Agent money / Protocol privacy notes
not setTreat the API/MCP account as an identity-bearing control plane. Crypto funding can reduce bank-card exposure, but order history, redemption records, account metadata, and merchant behavior still form a durable trail.
Agent money / Protocols
not setmcp, merchant-api, gift-card
Agent money / Settlement rail
not setcrypto, lightning, gift-card
Review source: official site · public history entry
4 Jul 2026updated
Provider facts reviewed and updated
Agent money
not setCompatible: yes; Control surfaces: api, mcp, dashboard, manual; Spend limits: no; Merchant lock: yes; Category lock: no; Pause close: no; Transaction webhooks: no; Funding source: crypto-funded; Identity surface: light-kyc; Data path: AI agent, Bitrefill API/MCP or account, crypto or Lightning payment, Bitrefill order record, gift card or top-up issuer, merchant redemption; Notes: Useful for automated gift-card, eSIM, top-up, and bill-payment purchases through API/MCP surfaces, but not anonymous: account, order, payment, issuer, and redemption metadata can remain linkable.
Review source: official site · public history entry
24 Jun 2026updated
Provider facts reviewed and updated
Checked at
2026-06-222026-06-24
Review source: official site · public history entry
23 Jun 2026updated
Provider facts reviewed and updated
Checked at
2025-09-012026-06-22
Description
Buy gift cards and top-ups with crypto; Instant & Lightning. Global. (Light KYC)E-commerce platform for buying gift cards, mobile top-ups, eSIMs, bills and selected card products with crypto. Terms name Airfill Prepaid AB for gift cards/top-ups and Airfill US LLC for some US card/bill products.
Jurisdiction confidence
inferredverified
KYC last checked
2025-09-012026-06-22
KYC level
01
Kyc note
Expect unexpected KYC triggers for withdrawals above arbitrary risk thresholds.Terms state suspicious transactions may require KYC to continue using gift-card/top-up services; verified accounts are required for some bill/card products and processors may collect identity data.
Last reviewed
2025-09-012026-06-22
Privacy warning
Requires phone number or email for account. Collects purchase history. Less private than BTC-only voucher services.Bitrefill monitors platform use for compliance, may report suspicious transactions, and can collect account, email, purchase, payment and verification data.
Source reviewed
older source, not independently verifiedofficial site
Updated at
2026-03-132026-06-22
Review source: official site · public history entry
22 Jun 2026updated
Ship trust audit remediation pass
Jurisdiction confidence
not setinferred
KYC last checked
not set2025-09-01
Last reviewed
not set2025-09-01
Source reviewed
not setolder source, not independently verified
Review source: older source, not independently verified · public history entry
7 Apr 2026updated
Drop warrantCanary trust signal
Warrant canary
nonot set
Review source: source not recorded · public history entry
29 Mar 2026updated
KYC risk level system + advanced directory filters
KYC level
zero0
Review source: source not recorded · public history entry
14 Mar 2026updated
Offline status bug, vetted grid, news/projects img tags
Status
liveok
Review source: source not recorded · public history entry
14 Mar 2026updated
Provider presentation updated
Fee
not set2%
Privacy warning
not setRequires phone number or email for account. Collects purchase history. Less private than BTC-only voucher services.
Updated at
not set2026-03-13
Votes
892not set
Review source: source not recorded · public history entry
10 Mar 2026updated
Provider facts reviewed and updated
Best for
not setGeneral usage
Kyc note
not setExpect unexpected KYC triggers for withdrawals above arbitrary risk thresholds.
Tagline
not setA custodial or semi-custodial financial service.
Review source: source not recorded · public history entry
8 Mar 2026updated
Social links re-verified
Telegram
https://t.me/bitrefillnot set
Twitter
https://x.com/bitrefillnot set
Review source: source not recorded · public history entry
8 Mar 2026updated
Social links re-verified
Telegram
not sethttps://t.me/bitrefill
Twitter
not sethttps://x.com/bitrefill
Review source: source not recorded · public history entry
8 Mar 2026updated
Social links re-verified
Telegram
https://t.me/bitrefillnot set
Twitter
https://x.com/bitrefillnot set
Review source: source not recorded · public history entry
8 Mar 2026updated
Social links re-verified
Telegram
not sethttps://t.me/bitrefill
Twitter
not sethttps://x.com/bitrefill
Review source: source not recorded · public history entry
8 Mar 2026updated
Trust fields for all 77 services + provider page trust display
Audited by
not setnot set
Jurisdiction
not setSE
Trust level
not setverified
Warrant canary
not setno
Review source: source not recorded · public history entry
22 Sep 2025updated
Describe the change
Description
Bitrefill — bitrefill.comBuy gift cards and top-ups with crypto; Instant & Lightning. Global. (Light KYC)
Review source: source not recorded · public history entry
2 Sep 2025created
Init
Provider profile
not setcreated
Review source: source not recorded · public history entry

Only fields shown on the provider page are tracked. Private identifiers are never published.

Evidence basis: Claims on this page are linked to published sources for comparison, not certification, audit, endorsement, or recommendation; read the methodology and coverage map before relying on an entry.