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Electrum

Long-running Bitcoin wallet with no account and locally held keys.

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Common useBitcoin self-custodyWallet
Identity checksZero KYCNo document check recorded · identity exposure level 0/4
Evidence and riskVerified / StandardClaims checked against current primary sources; no material risk recorded in them.
Last reviewedReviewed 2026-08-07KYC checked 2026-08-07 · verified jurisdiction · Source → official siteHow to cite this page

Evidence and score

EVIDENCEVerified
RISKStandard
JURISDICTIONDE
NOTEElectrum is a light client. Its own FAQ states the client subscribes its addresses to one main server, so that server can reasonably guess the addresses belong to the same entity, and all connected servers see the client IP address unless a proxy, VPN, or Tor is used. Confirmed transactions are checked with SPV, but the server is trusted for unconfirmed transactions and can lie by omission. Running your own server or connecting over Tor removes most of that exposure. The site also warns to download only from electrum.org and verify GPG signatures.
AUDITED BYNo audit listed
PRIVACY SCORE
Why privacy is 100/100Formula 3.0
BaselineStarting privacy exposure score
+100
Identity exposureNo required account or identity data recorded (level 0 of 4)
0
Operator exposureLocal software or protocol with no hosted operator data
0

Full scoring method

EVIDENCE CONFIDENCE
Why evidence is 100/100Formula 3.0
Source coverageMaterial claims checked against current sources
+70
Review ageAll recorded checks are within 30 days
+30

Full scoring method

METHODOLOGYHow both scores are computed →
LAST CHECKED2026-08-07
LAST UPDATED2026-08-07

Specs

DOCUMENT CHECKNone recorded
IDENTITY EXPOSURELevel 0/4
KYC TRIGGERSNo account, no signup, and no identity check. The software is downloaded and run locally, so there is no operator holding a customer record. The site states the wallet is distributed under the MIT licence by Electrum Technologies GmbH and that it does not store user account data.
FEEFree
CATEGORIESWallet
COMMON USESBitcoin self-custody, Cold storage and multisig, Running against your own node
FEATURESBitcoin only, No account and no signup, Keys stay on the device, Seed phrase recovery, Reproducible builds, Multisig wallets, Cold storage and watch-only, Hardware wallet support, Tor and custom server support
TORYes
REGIONSGlobal availability

About

Bitcoin desktop and Android wallet running since 2011. No account, keys stay local, and releases are reproducible and signed.

Ownership and funding

Ownership and funding chain
Sources · reviewed 2026-08-07

Frequently Asked Questions

Is identity verification required?

No identity verification is recorded for typical use. No account, no signup, and no identity check. The software is downloaded and run locally, so there is no operator holding a customer record. The site states the wallet is distributed under the MIT licence by Electrum Technologies GmbH and that it does not store user account data.

Which payment methods are accepted?

Please check the provider site for accepted payment methods.

Where is it available?

Recorded availability: GLOBAL.

Is the operator based in a Five Eyes country?

No. The recorded jurisdiction is DE, which is not a Five Eyes country.

How are privacy and evidence calculated?

The privacy score is 100/100 and measures identity and operator exposure. Evidence confidence is 100/100 and measures source coverage and review age. Recorded risk is shown separately as standard. Every factor is listed on this page.

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