Evidence and risk■Verified evidence/△CautionMaterial claims checked against current sources.; those sources show trade-offs worth reading.
Last reviewedReviewed 5 Sep 2026KYC checked 5 Sep 2026 · verified jurisdiction · Source → official documentationHow to cite this pageSource coverageVerified evidenceRecorded riskCaution
Evidence and facts
Evidence and facts
CUNICULA SCORE 4.0
47/100△Limited evidencePrivacy 14/25 · Control 7/20 · Transparency 1/20 · Security 17/25 · Accountability 8/10 · Cap 69 · Method
JURISDICTIONKN
CAUTIONCake Pay requires an email address for purchase, delivery and support. It says it asks for no name or ID, but merchants may require additional information when a product is redeemed or used. Cake Wallet's optional third-party services apply their own privacy policies and may request identity information. The dedicated Cake Pay terms and privacy pages currently expose no policy body.
KYC TRIGGERSA valid email and cryptocurrency payment are required. The reviewed documentation does not establish a higher-limit KYC tier.
FEEProducts are sold at face value plus a small cryptocurrency-conversion fee.
LIMITUSD 5,000 daily; individual card minimums and maximums vary
CATEGORIESGift Cards
COMMON USESPrivacy
FEATURESGift cards, Prepaid cards, 150,000+ merchants, Email-only signup, No name or ID requested by Cake Pay, Bitcoin, Litecoin, Monero and Zcash payments
TORNot listed
REGIONSGlobal availability
Review analysis, source material, related services, and history
Analysis
OVERVIEW
Cake Pay is built by Cake Labs, the team behind Cake Wallet, and lists 150+ brands for XMR or BTC-funded gift-card and payment-card purchases with instant delivery, funded through Monero CCS grants and Cake Wallet revenue rather than outside VC.
LIMITS
The record lists jurisdiction as KN even though founderIntel places the company and its CEO in St. Louis, US, and baseline checkout already requires a valid email; terms allow KYC for higher limits and note that issuing merchants or card programs may require personal information for some products.
USEFUL FOR
Monero-funded gift-card and payment-card purchases from a small, named team, for buyers willing to provide an email at checkout.
Hunkin Waterfront Plaza, Suite 556, Main Street, Charlestown, Saint Kitts and Nevissource ↗
Registry research · reviewed 2026-08-09
Frequently Asked Questions
Is identity verification required?
The recorded KYC level is "light". A valid email and cryptocurrency payment are required. The reviewed documentation does not establish a higher-limit KYC tier.
Which payment methods are accepted?
Please check the provider site for accepted payment methods.
Where is it available?
Recorded availability: GLOBAL.
Is the operator based in a Five Eyes country?
No. The recorded jurisdiction is KN, which is not a Five Eyes country. This is jurisdiction context and does not by itself establish that a service is safer or less safe.
How are identity, operator, and evidence fields reported?
Identity exposure is level 1 of 4. Hosted operator data has not been established. Jurisdiction is shown as context, not a safety verdict. Source coverage is verified evidence, last reviewed 2026-09-05, and recorded risk is caution.
How fast is checkout?
Gift card delivery is typically instant after payment confirmation.
Evidence basis: Claims on this page are linked to published sources for comparison, not certification, audit, endorsement, or recommendation; read the methodology and coverage map before relying on an entry.
Service history
Latest meaningful changes to the facts shown on this provider page.
Review overdue providers against current sources
Features, Fee, KYC last checked, Kyc note, and 5 more
Corporate registry information updated
Corporate
Provider presentation updated
Evidence status, Recorded risk, Trust level
Full service history
updated
Review overdue providers against current sources
Features
Gift cards, 150+ brands, XMR/BTC, No-KYC, Instant delivery → Gift cards, Prepaid cards, 150,000+ merchants, Email-only signup, No name or ID requested by Cake Pay, Bitcoin, Litecoin, Monero and Zcash payments
Fee
not set → Products are sold at face value plus a small cryptocurrency-conversion fee.
KYC last checked
2026-06-22 → 2026-09-05
Kyc note
Baseline Cake Pay Web checkout requires a valid email and crypto payment. Terms say users can complete KYC for higher limits, and issuing merchants/card programs may require personal information for some products. → A valid email and cryptocurrency payment are required. The reviewed documentation does not establish a higher-limit KYC tier.
Last reviewed
2026-06-22 → 2026-09-05
Limit
not set → USD 5,000 daily; individual card minimums and maximums vary
Privacy warning
US/Cake Labs LLC service. Terms allow collection/use of email, IP address, browser and payment-method data; information may be shared with purchase-processing third parties, merchants/card operators, law enforcement, or for fraud/legal compliance. → Cake Pay requires an email address for purchase, delivery and support. It says it asks for no name or ID, but merchants may require additional information when a product is redeemed or used. Cake Wallet's optional third-party services apply their own privacy policies and may request identity information. The dedicated Cake Pay terms and privacy pages currently expose no policy body.
Source reviewed
official site → https://docs.cakewallet.com/cake-pay
not set → Entity type: company; Legal entity: Cake Labs LLC; Incorporation jurisdiction: Nevis, Saint Kitts and Nevis; Registered address: Hunkin Waterfront Plaza, Suite 556, Main Street, Charlestown, Saint Kitts and Nevis
Cake Labs LLC service for buying merchant gift cards and payment cards with cryptocurrency in eligible jurisdictions. Requires a valid email address and follows merchant/card-program restrictions. → Cake Labs service buying merchant gift cards and payment cards with crypto, requiring a valid email address.
Buy gift cards with crypto — 150+ brands. Pay with XMR, BTC, LTC. No KYC for purchases. Instant email delivery. By the Cake Wallet team. → Cake Labs LLC service for buying merchant gift cards and payment cards with cryptocurrency in eligible jurisdictions. Requires a valid email address and follows merchant/card-program restrictions.
Jurisdiction confidence
inferred → verified
KYC requirement
none → light
KYC last checked
2026-03-28 → 2026-06-22
KYC level
0 → 1
Kyc note
not set → Baseline Cake Pay Web checkout requires a valid email and crypto payment. Terms say users can complete KYC for higher limits, and issuing merchants/card programs may require personal information for some products.
Last reviewed
2026-03-28 → 2026-06-22
Privacy warning
not set → US/Cake Labs LLC service. Terms allow collection/use of email, IP address, browser and payment-method data; information may be shared with purchase-processing third parties, merchants/card operators, law enforcement, or for fraud/legal compliance.
Source reviewed
older source, not independently verified → official site