Moon (Pay with Moon)

Moon LLC crypto-funded virtual Visa cards issued by partner financial institutions, plus merchant gift-card spend.

paywithmoon.com

KYC: light
Evidence and facts →

Moon LLC crypto-funded virtual Visa cards issued by partner financial institutions, plus merchant gift-card spend.

Common useVirtual Visa CodesVirtual Visa CodesOperator dataUnknown

Identity checkslight KYCDocument check: light · identity exposure level 2/4

Evidence and riskPartial evidenceCautionSome material claims still need confirmation.; those sources show trade-offs worth reading.

Last reviewedReviewed 5 Sep 2026KYC checked 5 Sep 2026 · unknown jurisdiction · Source → official termsHow to cite this pageSource coveragePartial evidenceRecorded riskCaution

Evidence and facts

CUNICULA SCORE 4.0

35/100Limited evidencePrivacy 11/25 · Control 0/20 · Transparency 1/20 · Security 17/25 · Accountability 6/10 · Cap 69 · Method

JURISDICTIONUnknown

CAUTIONMoon requires an email account and can collect name, account, federated-login, IP, device, usage, cookie, tracking and support data. It uses cloud, analytics, advertising, replay and support providers and can process data outside the United States. Optional features can require light or full customer identification, and suspicious transactions can trigger identification or source-of-funds review at any time. Card issuer terms also apply. Moon Credit is not insured, and the general terms are governed by Prospera, Honduras.

AUDITED BYNo audit listed

OPERATOR DATAUnknown

SOURCE COVERAGE

Partial evidenceSELF-REPORTED2/2Reviewed 5 Sep 2026 · Source → official terms

LAST CHECKED2026-06-24

LAST UPDATED2026-09-05

Specs

DOCUMENT CHECKlight

IDENTITY EXPOSURELevel 2/4

KYC TRIGGERSEmail account required. Optional features can require light or full identification, and suspicious transactions can trigger identity or source-of-funds checks.

FEEMoon X: 1% per transaction (USD 1 minimum). Moon 1X: USD 1.49 issuance. Other fees apply.

LIMIT10 cards daily; 30 cards monthly; USD 4,000 monthly card spend; Moon Credit purchases up to USD 10,000 daily and USD 30,000 monthly; Moon 1X Card USD 5 to USD 1,000

NETWORKSvisa

CATEGORIESVirtual Visa Codes

FEATURESMoon X Card, Moon 1X Card, Bitcoin and Lightning, USDT and USDC, Merchant gift cards

TORNot listed

REGIONS1 country: United States

Review analysis, source material, related services, and history

Analysis

OVERVIEW

Moon issues crypto-funded virtual Visa cards for US online merchants, funded with BTC or USDC, at a 1% fee through partner financial institutions.

LIMITS

Moon requires an account and may refuse or cancel it, and the record lists collection of email, name, account identifiers, IP/device data and transaction data even though public legal pages did not expose explicit KYC text.

USEFUL FOR

US online purchases funded with crypto where an account-based Visa card, not identity-free spending, is the goal.

Sources · reviewed 2026-07-16

Official site ↗

Corporate identity

Registry-sourced, not audited. The facts below come from cited web research rather than a direct registry query. Each claim links its own source.

LEGAL ENTITY: Moon LLCsource ↗

Registry research · reviewed 2026-09-05

Frequently Asked Questions

Is identity verification required?

The recorded KYC level is "light". Email account required. Optional features can require light or full identification, and suspicious transactions can trigger identity or source-of-funds checks.

Which payment methods are accepted?

Accepted payment methods: visa.

Where is it available?

Recorded availability: US.

Is the operator based in a Five Eyes country?

The jurisdiction is not publicly confirmed. Check the provider site for incorporation details.

How are identity, operator, and evidence fields reported?

Identity exposure is level 2 of 4. Hosted operator data has not been established. Jurisdiction is shown as context, not a safety verdict. Source coverage is partial evidence, last reviewed 2026-09-05, and recorded risk is caution.

Which payment networks are supported?

Accepted networks: visa.

Sources and history

Service history

Latest meaningful changes to the facts shown on this provider page.

5 Sep 2026
Review overdue providers against current sources
Corporate / Entity type / Citation, Corporate / Entity type / Note, Corporate / Entity type / Value, Corporate / Legal entity, and 17 more
27 Aug 2026
Reconcile score 4.0 evidence
Audited by, Evidence status, Score assessment / Control model, Score review
26 Aug 2026
Apply full-service rereview and score 4.0
Privacy warning, Score assessment

Full service history

5 Sep 2026updated
Review overdue providers against current sources
Corporate / Entity type / Citation
unknownhttps://paywithmoon.com/legal/terms-and-conditions-en
Corporate / Entity type / Note
Pass 1 researched this service but established no registry facts.The current terms name Moon LLC; its registry details remain unverified.
Corporate / Entity type / Value
unresolvedcompany
Corporate / Legal entity
not setMoon LLC
Corporate / Reviewed at
2026-08-082026-09-05
Corporate / Source
registry research 2026-08-08,https://paywithmoon.com/legal/terms-and-conditions-en
Features
BTC/USDC, US online merchants, InstantMoon X Card, Moon 1X Card, Bitcoin and Lightning, USDT and USDC, Merchant gift cards
Fee
1%Moon X: 1% per transaction (USD 1 minimum). Moon 1X: USD 1.49 issuance. Other fees apply.
Jurisdiction
USnot set
Jurisdiction confidence
verifiedunknown
KYC last checked
2026-06-222026-09-05
Kyc note
Public legal pages did not expose explicit KYC text, but Moon requires an account, may refuse/cancel accounts, and Visa card issuance is through partner financial institutions with product/geography restrictions.Email account required. Optional features can require light or full identification, and suspicious transactions can trigger identity or source-of-funds checks.
Last reviewed
2026-06-222026-09-05
Limit
not set10 cards daily; 30 cards monthly; USD 4,000 monthly card spend; Moon Credit purchases up to USD 10,000 daily and USD 30,000 monthly; Moon 1X Card USD 5 to USD 1,000
Privacy warning
Moon collects account, device, use, support and transaction data; card products rely on issuers/partners. Terms are governed by Próspera, Honduras, while the operator is named only as Moon LLC and product geography/eligibility is issuer-specific.Moon requires an email account and can collect name, account, federated-login, IP, device, usage, cookie, tracking and support data. It uses cloud, analytics, advertising, replay and support providers and can process data outside the United States. Optional features can require light or full customer identification, and suspicious transactions can trigger identification or source-of-funds review at any time. Card issuer terms also apply. Moon Credit is not insured, and the general terms are governed by Prospera, Honduras.
Source reviewed
official sitehttps://paywithmoon.com/legal/terms-and-conditions-en
Score review / Checked at
2026-08-272026-09-05
Score review / Inputs / Operator data exposure / Note
Moon account, email, card/order and transaction/support records establish moderate operator exposure; a current standalone privacy page was not captured to support extensive.The current privacy policy describes account, card, transaction, device, usage, analytics, advertising, replay and support data; identification can also be required by product or transaction review.
Score review / Inputs / Operator data exposure / Reviewed at
2026-08-272026-09-05
Score review / Inputs / Operator data exposure / Source urls
https://paywithmoon.com/faqs, https://paywithmoon.com/legal/terms-and-conditions-enhttps://paywithmoon.com/legal/privacy-policy-for-moon-en, https://paywithmoon.com/legal/terms-and-conditions-en
Updated at
2026-06-222026-09-05
Review source: official terms · public history entry
27 Aug 2026updated
Reconcile score 4.0 evidence
Audited by
not setnone
Evidence status
verifiedpartial
Score assessment / Control model
hosted-accountcustodial
Score review
not setOutcome: HOLD; Checked at: 2026-08-27; Inputs: Operator data exposure: moderate; Control model: custodial; Source model: closed; Audit: Score eligible: no; Reason: No dated, scoped independent audit of the score-critical core was evidenced in the reopened first-party source family.
Review source: official site · public history entry
26 Aug 2026updated
Apply full-service rereview and score 4.0
Privacy warning
Moon LLC collects email, name, account identifiers, IP/device/use data and support/transaction data; card issuance depends on partner financial institutions.Moon collects account, device, use, support and transaction data; card products rely on issuers/partners. Terms are governed by Próspera, Honduras, while the operator is named only as Moon LLC and product geography/eligibility is issuer-specific.
Score assessment
not setOperator data exposure: moderate; Control model: hosted-account; Source model: closed
Review source: official site · public history entry
9 Aug 2026updated
Corporate registry information updated
Corporate / Entity type
not setunresolved
Review source: official site · public history entry
8 Aug 2026updated
Corporate registry information updated
Corporate
not setOfficers: none; Prior entities: none
Review source: official site · public history entry
8 Aug 2026updated
Provider summary rewritten
Description
Moon LLC crypto-funded virtual Visa card and merchant gift-card service. Browser-rendered official pages list Moon accounts, Moon Visa cards issued by partner financial institutions, and crypto-to-card/gift-card spend.Moon LLC crypto-funded virtual Visa cards issued by partner financial institutions, plus merchant gift-card spend.
Review source: official site · public history entry
7 Aug 2026updated
Provider summary rewritten
Card summary
not setCrypto-funded virtual Visa cards.
Review source: official site · public history entry
6 Aug 2026updated
Provider presentation updated
Best for
General usagenot set
Evidence status
not setverified
Recorded risk
not setcaution
Trust level
cautionnot set
Review source: official site · public history entry
24 Jun 2026updated
Provider facts reviewed and updated
Checked at
2026-06-222026-06-24
Review source: official site · public history entry
23 Jun 2026updated
Provider facts reviewed and updated
Checked at
2025-08-292026-06-22
Description
Pay With Moon — single-use virtual Visa numbers funded from a Lightning wallet. Works anywhere Visa is accepted online.Moon LLC crypto-funded virtual Visa card and merchant gift-card service. Browser-rendered official pages list Moon accounts, Moon Visa cards issued by partner financial institutions, and crypto-to-card/gift-card spend.
Jurisdiction confidence
inferredverified
KYC last checked
2025-08-292026-06-22
Kyc note
Expect unexpected KYC triggers for withdrawals above arbitrary risk thresholds.Public legal pages did not expose explicit KYC text, but Moon requires an account, may refuse/cancel accounts, and Visa card issuance is through partner financial institutions with product/geography restrictions.
Last reviewed
2025-08-292026-06-22
Privacy warning
Five Eyes JurisdictionMoon LLC collects email, name, account identifiers, IP/device/use data and support/transaction data; card issuance depends on partner financial institutions.
Source reviewed
older source, not independently verifiedofficial site
Updated at
2026-03-132026-06-22
Review source: official site · public history entry
22 Jun 2026updated
Ship trust audit remediation pass
Jurisdiction confidence
not setinferred
KYC last checked
not set2025-08-29
Last reviewed
not set2025-08-29
Source reviewed
not setolder source, not independently verified
Review source: older source, not independently verified · public history entry
7 Apr 2026updated
Drop warrantCanary trust signal
Warrant canary
nonot set
Review source: source not recorded · public history entry
29 Mar 2026updated
KYC risk level system + advanced directory filters
KYC level
partial2
Review source: source not recorded · public history entry
14 Mar 2026updated
Offline status bug, vetted grid, news/projects img tags
Status
liveok
Review source: source not recorded · public history entry
14 Mar 2026updated
Provider presentation updated
Fee
not set1%
Trending
not setno
Updated at
not set2026-03-13
Votes
209not set
Review source: source not recorded · public history entry
11 Mar 2026updated
Provider summary rewritten
Description
Spend crypto via virtual cards; Instant & Visa. (Light KYC)Pay With Moon — single-use virtual Visa numbers funded from a Lightning wallet. Works anywhere Visa is accepted online.
Review source: source not recorded · public history entry
10 Mar 2026updated
Provider facts reviewed and updated
Best for
not setGeneral usage
Kyc note
not setExpect unexpected KYC triggers for withdrawals above arbitrary risk thresholds.
Privacy warning
not setFive Eyes Jurisdiction
Tagline
not setA custodial or semi-custodial financial service.
Review source: source not recorded · public history entry
8 Mar 2026updated
Social links re-verified
Telegram
https://t.me/moonnot set
Twitter
https://x.com/moonnot set
Review source: source not recorded · public history entry
8 Mar 2026updated
Social links re-verified
Telegram
not sethttps://t.me/moon
Twitter
not sethttps://x.com/moon
Review source: source not recorded · public history entry
8 Mar 2026updated
Social links re-verified
Telegram
https://t.me/moonnot set
Twitter
https://x.com/moonnot set
Review source: source not recorded · public history entry
8 Mar 2026updated
Social links re-verified
Telegram
not sethttps://t.me/moon
Twitter
not sethttps://x.com/moon
Review source: source not recorded · public history entry
8 Mar 2026updated
Trust fields for all 77 services + provider page trust display
Audited by
not setnot set
Jurisdiction
not setUS
Trust level
not setcaution
Warrant canary
not setno
Review source: source not recorded · public history entry
22 Sep 2025updated
Describe the change
Description
Moon (Pay with Moon) — paywithmoon.comSpend crypto via virtual cards; Instant & Visa. (Light KYC)
Review source: source not recorded · public history entry
2 Sep 2025created
Init
Provider profile
not setcreated
Review source: source not recorded · public history entry

Only fields shown on the provider page are tracked. Private identifiers are never published.

Evidence basis: Claims on this page are linked to published sources for comparison, not certification, audit, endorsement, or recommendation; read the methodology and coverage map before relying on an entry.