ChangeHero

No-account crypto swap and fiat on-ramp advertising no KYC to 700 EUR, with terms reserving AML document requests.

changehero.io

KYC: light
CR
Evidence and facts →

No-account crypto swap and fiat on-ramp advertising no KYC to 700 EUR, with terms reserving AML document requests.

Common useSwapSwapOperator dataHosted

Identity checkslight KYCDocument check: light · identity exposure level 1/4

Evidence and riskVerified evidenceCautionMaterial claims checked against current sources.; those sources show trade-offs worth reading.

Last reviewedReviewed 25 Aug 2026KYC checked 25 Aug 2026 · verified jurisdiction · Source → official siteHow to cite this pageSource coverageVerified evidenceRecorded riskCaution

Evidence and facts

CUNICULA SCORE 4.0

34/100Limited evidencePrivacy 9/25 · Control 0/20 · Transparency 0/20 · Security 17/25 · Accountability 8/10 · Cap 69 · Method

JURISDICTIONCR

CAUTIONCanadian MSB/Five Eyes exposure via MoneyMaple Tech Ltd.; terms allow AML/KYC procedures and identity-document requests.

AUDITED BYNo audit listed

OPERATOR DATAHosted operator recorded

SOURCE COVERAGE

Verified evidenceSELF-REPORTED5/5Reviewed 25 Aug 2026 · Source → official site

LAST CHECKED2026-08-25

LAST UPDATED2026-08-25

Specs

DOCUMENT CHECKlight

IDENTITY EXPOSURELevel 1/4

KYC TRIGGERSNo account for basic swaps; fiat/card flows and flagged transactions can require email, one-time verification, or AML/KYC documents.

FEEUp to 0.5% Best Rate / up to 0.7% Fixed Rate

LIMITCrypto swaps: no hard maximum; fiat purchases: €25 minimum

CATEGORIESSwap

FEATURESNo account, ZEC supported, XMR supported, Instant, Fixed + floating rate, 350+ swap assets, 150+ fiat-purchase assets

TORNot listed

REGIONSGlobal availability

Review analysis, source material, related services, and history

Analysis

OVERVIEW

ChangeHero names CEO Igor Zelenovski and lists dual registration as Herofintechs LIMITADA in Costa Rica alongside a Hong Kong filing per SEC records, with no-KYC marketing for purchases up to 700 EUR and native XMR/ZEC support.

LIMITS

A Canadian MSB link through MoneyMaple Tech Ltd. brings Five Eyes exposure, and terms reserve AML/KYC checks and document requests for fiat, card, or flagged transactions above the no-KYC threshold.

USEFUL FOR

Fits occasional small crypto-to-crypto or card-based swaps where a buyer accepts that larger or flagged transactions can trigger identity document requests.

Sources · reviewed 2026-07-16

Official site ↗

Corporate identity

Registry-sourced, not audited. The facts below come from cited web research rather than a direct registry query. Each claim links its own source.

LEGAL ENTITY: HEROFINTECHS LIMITADAsource ↗
REGISTRATION NO.: 4062001322968source ↗
INCORPORATED IN: Costa Ricasource ↗
REGISTERED ADDRESS: Los Yoses, Cale 39. Avenidas, 8 & 9, San José, San Pedro, 11501, Costa Ricasource ↗

Registry research · reviewed 2026-08-08

Frequently Asked Questions

Is identity verification required?

The recorded KYC level is "light". No account for basic swaps; fiat/card flows and flagged transactions can require email, one-time verification, or AML/KYC documents.

Which payment methods are accepted?

Please check the provider site for accepted payment methods.

Where is it available?

Recorded availability: GLOBAL.

Is the operator based in a Five Eyes country?

No. The recorded jurisdiction is CR, which is not a Five Eyes country. This is jurisdiction context and does not by itself establish that a service is safer or less safe.

How are identity, operator, and evidence fields reported?

Identity exposure is level 1 of 4. A hosted operator is recorded. Jurisdiction is shown as context, not a safety verdict. Source coverage is verified evidence, last reviewed 2026-08-25, and recorded risk is caution.

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Sources and history

Terms and privacy policy

COSMETICPrivacy policy changed 9 Nov 2025 - 1 added, 1 removed
COSMETICTerms of service changed 1 Nov 2025 - 2 added, 2 removed

All document changes

Service history

Latest meaningful changes to the facts shown on this provider page.

26 Aug 2026
Apply full-service rereview and score 4.0
Checked at, Features, Fee, KYC last checked, and 5 more
9 Aug 2026
Corporate registry information updated
Corporate / Entity type
8 Aug 2026
Corporate registry information updated
Corporate

Full service history

27 Aug 2026updated
Reconcile score 4.0 evidence
Score assessment / Control model
noncustodial-hostedunknown
Score assessment / Operator data exposure
limitedunknown
Score assessment / Source model
closedunknown
Score review
not setOutcome: PASS; Checked at: 2026-08-25; Inputs: Operator data exposure: unknown; Control model: unknown; Source model: unknown; Audit: Score eligible: no; Reason: No dated, scoped, current audit citation was normalized in the reviewed packet; legacy auditedBy labels receive no score credit.
Review source: official site · public history entry
26 Aug 2026updated
Apply full-service rereview and score 4.0
Checked at
2026-06-242026-08-25
Features
No account, ZEC supported, XMR supported, Instant, Fixed + floating rate, 170+ coinsNo account, ZEC supported, XMR supported, Instant, Fixed + floating rate, 350+ swap assets, 150+ fiat-purchase assets
Fee
0.5%Up to 0.5% Best Rate / up to 0.7% Fixed Rate
KYC last checked
2026-06-222026-08-25
Last reviewed
2026-06-222026-08-25
Limit
not setCrypto swaps: no hard maximum; fiat purchases: €25 minimum
Source reviewed
official sitehttps://changehero.io/
Score assessment
not setOperator data exposure: limited; Control model: noncustodial-hosted; Source model: closed
Updated at
2026-06-222026-08-25
Review source: official site · public history entry
9 Aug 2026updated
Corporate registry information updated
Corporate / Entity type
not setcompany
Review source: official site · public history entry
8 Aug 2026updated
Corporate registry information updated
Corporate
not setLegal entity: HEROFINTECHS LIMITADA; Registration number: 4062001322968; Incorporation jurisdiction: Costa Rica; Registered address: Los Yoses, Cale 39. Avenidas, 8 & 9, San José, San Pedro, 11501, Costa Rica; Officers: none; Prior entities: none
Review source: official site · public history entry
8 Aug 2026updated
Provider summary rewritten
Description
No-account crypto swap and fiat on-ramp. Public site advertises no KYC for purchases up to 700 EUR, but terms reserve AML/KYC checks and document requests. (Light KYC risk)No-account crypto swap and fiat on-ramp advertising no KYC to 700 EUR, with terms reserving AML document requests.
Review source: official site · public history entry
7 Aug 2026updated
Provider summary rewritten
Card summary
not setNo-account swaps and fiat on-ramp.
Review source: official site · public history entry
6 Aug 2026updated
Provider presentation updated
Best for
General usagenot set
Evidence status
not setverified
Recorded risk
not setcaution
Tagline
A privacy-preserving tool offering genuine utility.not set
Trust level
cautionnot set
Review source: official site · public history entry
24 Jun 2026updated
Provider facts reviewed and updated
Checked at
2026-06-222026-06-24
Jurisdiction
CACR
Review source: official site · public history entry
22 Jun 2026updated
Ship trust audit remediation pass
Checked at
2026-03-012026-06-22
Description
No-registration crypto swap with ZEC and XMR support. 170+ coins, fixed and floating rates. No KYC for standard amounts. (Zero KYC)No-account crypto swap and fiat on-ramp. Public site advertises no KYC for purchases up to 700 EUR, but terms reserve AML/KYC checks and document requests. (Light KYC risk)
Jurisdiction
HKCA
Jurisdiction confidence
not setverified
KYC requirement
nonelight
KYC last checked
not set2026-06-22
KYC level
01
Kyc note
Advertises No-KYC, but strictly adhere to OPSEC rules. Access via Tor, pay with XMR.No account for basic swaps; fiat/card flows and flagged transactions can require email, one-time verification, or AML/KYC documents.
Last reviewed
not set2026-06-22
Privacy warning
not setCanadian MSB/Five Eyes exposure via MoneyMaple Tech Ltd.; terms allow AML/KYC procedures and identity-document requests.
Source reviewed
not setofficial site
Updated at
2026-03-132026-06-22
Review source: official site · public history entry
7 Apr 2026updated
Drop warrantCanary trust signal
Warrant canary
nonot set
Review source: source not recorded · public history entry
29 Mar 2026updated
KYC risk level system + advanced directory filters
KYC level
zero0
Review source: source not recorded · public history entry
14 Mar 2026updated
Offline status bug, vetted grid, news/projects img tags
Status
liveok
Review source: source not recorded · public history entry
14 Mar 2026updated
Provider presentation updated
Privacy warning
not setnot set
Updated at
not set2026-03-13
Votes
0not set
Review source: source not recorded · public history entry
12 Mar 2026updated
Provider facts reviewed and updated
Jurisdiction
not setHK
Review source: source not recorded · public history entry
10 Mar 2026updated
Provider facts reviewed and updated
Best for
not setGeneral usage
Kyc note
not setAdvertises No-KYC, but strictly adhere to OPSEC rules. Access via Tor, pay with XMR.
Tagline
not setA privacy-preserving tool offering genuine utility.
Review source: source not recorded · public history entry
9 Mar 2026updated
Social links re-verified
Telegram
https://t.me/ChangeHerohttps://t.me/changehero
Twitter
https://x.com/Changehero_iohttps://x.com/changehero_io
Review source: source not recorded · public history entry
8 Mar 2026updated
Social links re-verified
Telegram
https://t.me/CHCryptoNewshttps://t.me/ChangeHero
Review source: source not recorded · public history entry
8 Mar 2026updated
Social links re-verified
Telegram
https://t.me/changeherohttps://t.me/CHCryptoNews
Twitter
https://x.com/changeherohttps://x.com/Changehero_io
Review source: source not recorded · public history entry
8 Mar 2026updated
Social links re-verified
Telegram
not sethttps://t.me/changehero
Twitter
not sethttps://x.com/changehero
Review source: source not recorded · public history entry
8 Mar 2026updated
Trust fields for all 77 services + provider page trust display
Audited by
not setnot set
Jurisdiction
not setnot set
Trust level
not setcaution
Warrant canary
not setno
Review source: source not recorded · public history entry
8 Mar 2026created
Provider presentation updated
Provider profile
not setcreated
Review source: source not recorded · public history entry

Only fields shown on the provider page are tracked. Private identifiers are never published.

Evidence basis: Claims on this page are linked to published sources for comparison, not certification, audit, endorsement, or recommendation; read the methodology and coverage map before relying on an entry.