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Cashu vs Monerujo

Head-to-head privacy comparison: KYC friction, trust score, jurisdiction, fees, audits, supported regions, and network support. Higher trust score: Monerujo.

Cashu

Zero KYC · Trust 69/99

Chaumian e-cash protocol on Bitcoin Lightning. The mint cannot link sends to receives — genuine transactional unlinkability. CAUTION: each mint is a custodian. If the mint disappears, tokens are worthless. Best for small amounts on trusted mints.

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Monerujo

Zero KYC · Trust 89/99

The long-standing Android-native Monero wallet. Open source (Apache 2.0), endorsed by the official Monero project (getmonero.org). Tor routing via Orbot. Hardware wallet support. No KYC, no account, no phone number.

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Cashu vs Monerujo privacy comparison
MetricCashuMonerujo
KYC levelZero KYCZero KYC
Trust score69/9989/99
Jurisdiction——
FeeFreeNetwork fees only
Countries/regionsGlobalGlobal
Features
  • Chaumian e-cash
  • Lightning-native
  • Offline transactions
  • QR code / Bluetooth transfer
  • No account required
  • Open source
  • Blind signature privacy
  • Multi-wallet support
  • Monero-only
  • Android native
  • Open source
  • Tor routing option
  • Hardware wallet support (Ledger)
  • No account required
  • XMRToTOR via Orbot
  • getmonero.org endorsed
Categories
  • Privacy Tools
  • Wallet
  • Wallet
Audited by
  • —
  • —
Networks supported
  • Bitcoin
  • Lightning Route
  • FOSS
  • XMR

Quick take

Cashu scores 69/99 and Monerujo scores 89/99. Use this page as a starting point, then review each provider profile for ownership, warnings, and policy changes.