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Cashu

Private Lightning e-cash. The mint can't link sender to receiver. BETA — small amounts only.

Zero KYCTrust 69/100

Trust

CAUTION
JURISDICTIONUnknown
OWNED BYOpen Source Community (Led by Calle)
WARNINGCustodial risk: every Cashu mint is a single-sig custodian of your sats. If a mint rugs, is hacked, or disappears, ecash tokens become worthless. Only use trusted mints and keep amounts small. Proof-of-liabilities not yet standardized. Multi-mint splitting helps but adds UX complexity.
AUDITED BYNone on record
TRUST SCORE
69
LAST VERIFIED3/13/2026
LAST UPDATED3/13/2026

Specs

KYC LEVELZero
KYC TRIGGERSNo account. No KYC. Tokens are bearer instruments — no identity attached.
FEEFree
NETWORKSBitcoin, Lightning Route, FOSS
CATEGORIESPrivacy Tools, Wallet
BEST FORLightning privacy, Offline Bitcoin payments, Advanced users
FEATURESChaumian e-cash, Lightning-native, Offline transactions, QR code / Bluetooth transfer, No account required, Open source, Blind signature privacy, Multi-wallet support
TOR
REGIONS1 country — Global

About

Chaumian e-cash protocol on Bitcoin Lightning. The mint cannot link sends to receives — genuine transactional unlinkability. CAUTION: each mint is a custodian. If the mint disappears, tokens are worthless. Best for small amounts on trusted mints.

Follow the Money

  Cashu — Open Source (Bitcoin/Lightning)
  ──────────────────────────────────────
  Lead: Calle (pseudonymous dev)
  Funders: OpenSats + HRF (Bitcoin NGOs)
  Revenue: none (bearer token protocol)
  ├─ OpenSats: Bitcoin-only nonprofit
  ├─ Custodial risk per mint — use small
  └─ Creator warns: experimental beta
Cashu — ownership and funding chain

Frequently Asked Questions

Does Cashu require KYC or identity verification?

No. Cashu does not require identity verification (KYC) for typical usage. No account. No KYC. Tokens are bearer instruments — no identity attached.

What payment methods does Cashu accept?

Cashu accepts the following payment methods: Bitcoin, Lightning Route, FOSS.

Is Cashu available in my country?

Cashu is available in: GLOBAL.

Is Cashu based in a Five Eyes country?

The jurisdiction of Cashu is not publicly confirmed. Check the provider site for incorporation details.

Is Cashu safe to use for privacy?

Use Cashu with caution. Custodial risk: every Cashu mint is a single-sig custodian of your sats. If a mint rugs, is hacked, or disappears, ecash tokens become worthless. Only use trusted mints and keep amounts small. Proof-of-liabilities not yet standardized. Multi-mint splitting helps but adds UX complexity.

Which payment networks does Cashu support?

Accepted networks: Bitcoin, Lightning Route, FOSS.

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