{"data":[{"id":"bitrefill-gift-card","providerSlug":"bitrefill","name":"Gift card or phone refill","pathType":"gift-card","protocols":["merchant-api","gift-card","crypto"],"availability":{"value":"Available now as a crypto-funded gift-card or phone-refill order. The public API page was blocked during this review, so API-level agent controls remain unverified.","sourceIds":["bitrefill-refund","bitrefill-wrong-order"]},"identitySetup":{"value":"Basic purchasing can reach account limits before verification; verification uses government ID, liveness, and generally proof of address, with an exception for U.S. proof of address.","sourceIds":["bitrefill-verification"]},"ongoingVerification":{"value":"Bitrefill reserves the right to request verification in certain cases and uses verification to raise purchase limits.","sourceIds":["bitrefill-verification"]},"counterpartyData":{"value":"Order support can require invoice ID, payment address, email, or the phone number being topped up. The final merchant receives the redeemed code or refill destination rather than the crypto funding credential.","sourceIds":["bitrefill-refund","bitrefill-wrong-order"]},"limits":{"value":"Purchase limits are account-level and can trigger verification; exact current limit tiers were not present in the captured article.","sourceIds":["bitrefill-verification"]},"approvalAndRevocation":{"value":"A sealed gift card may remain refundable at Bitrefill's discretion. A revealed code or completed phone refill cannot be cancelled; no per-order agent approval control was verified.","sourceIds":["bitrefill-wrong-order"]},"disputesAndFraud":{"value":"Undelivered orders can be refunded after support review and a refund address; requests must be made within 30 days. Successfully delivered voucher codes are not refundable.","sourceIds":["bitrefill-refund"]},"failureMode":{"value":"An agent can select the wrong region, card, email, or phone number. Once a code is revealed or a refill is delivered, Bitrefill documents no cancellation path.","sourceIds":["bitrefill-wrong-order","bitrefill-refund"]},"privacyControlBoundary":{"value":"The gift-card hop can reduce payment-data exposure to the final merchant, but Bitrefill still sees the funded order and can require identity verification as limits or risk checks apply.","sourceIds":["bitrefill-verification","bitrefill-refund"]},"provider":{"slug":"bitrefill","name":"Bitrefill","detailsUrl":"/en/provider/bitrefill","privacyScore":80,"evidenceConfidence":94,"evidenceStatus":"verified","riskLevel":"standard","kyc":"light","agentUsability":{"status":"api-key-only","evidence":"The current record exposes api/mcp control with light KYC and a light-kyc identity surface; no full document-KYC gate is recorded.","derivedFrom":["kyc","kycLevel","agentMoney.identitySurface","agentMoney.controlSurfaces"]}},"sources":[{"id":"bitrefill-refund","label":"Bitrefill refund policy","requestedUrl":"https://help.bitrefill.com/hc/en-us/articles/360019310740-What-is-our-refund-policy","finalUrl":"https://help.bitrefill.com/hc/en-us/articles/360019310740-What-is-our-refund-policy","httpStatus":200,"retrievedAt":"2026-08-09T20:17:36.599Z","sha256":"557ee9474b84dd1c2fce8e87ef7eeaf09ea994ec27baf7df76264e83951cfa29"},{"id":"bitrefill-wrong-order","label":"Bitrefill wrong gift card or phone refill","requestedUrl":"https://help.bitrefill.com/hc/en-us/articles/4613787336082-I-purchased-the-wrong-gift-card-or-phone-refill-What-can-I-do","finalUrl":"https://help.bitrefill.com/hc/en-us/articles/4613787336082-I-purchased-the-wrong-gift-card-or-phone-refill-What-can-I-do","httpStatus":200,"retrievedAt":"2026-08-09T20:17:36.599Z","sha256":"278e0b9d3a3b799170e8638828a25cc3a64cb16f33cb632fd5cbcf628cdabe00"},{"id":"bitrefill-verification","label":"Bitrefill: How do I become a verified user?","requestedUrl":"https://help.bitrefill.com/hc/en-us/articles/12574694907538-How-do-I-become-a-verified-user","finalUrl":"https://help.bitrefill.com/hc/en-us/articles/12574694907538-How-do-I-become-a-verified-user","httpStatus":200,"retrievedAt":"2026-08-09T20:17:36.599Z","sha256":"63203305414923832a943c81b98b399ce90098967278da19a0e815c9596f2296"}]},{"id":"btcpay-self-hosted-wallet","providerSlug":"btcpay-server","name":"Self-hosted wallet payment","pathType":"wallet-payment","protocols":["merchant-api","bitcoin","lightning","psbt"],"availability":{"value":"Available now from a self-hosted BTCPay wallet through send, payout, pull-payment, and refund workflows.","sourceIds":["btcpay-wallet","btcpay-refund"]},"identitySetup":{"value":"BTCPay Server itself can be self-hosted without provider identity enrollment; the upstream acquisition of bitcoin and hosting account remain separate identity surfaces.","sourceIds":["btcpay-wallet"]},"ongoingVerification":{"value":"No BTCPay identity reverification is documented for the self-hosted wallet path.","sourceIds":["btcpay-wallet"]},"counterpartyData":{"value":"The operator's server sees wallet transactions, timestamps, balances, labels, payout or refund status, and destination data. The blockchain or Lightning peers retain their own network-level visibility.","sourceIds":["btcpay-wallet","btcpay-refund"]},"limits":{"value":"No provider-set universal spend cap is documented; available balance, wallet policy, and operator configuration bound the payment.","sourceIds":["btcpay-wallet"]},"approvalAndRevocation":{"value":"PSBT mode separates construction, inspection, signing, verification, and broadcast. A hot wallet can sign automatically with a seed stored on the server, removing that manual boundary.","sourceIds":["btcpay-wallet"]},"disputesAndFraud":{"value":"BTCPay can create and track refunds, but on-chain settlement does not create card-style chargebacks; refund authorization remains with the operator.","sourceIds":["btcpay-refund"]},"failureMode":{"value":"A hot-wallet agent can sign from server-held keys; compromise can spend the wallet. PSBT keeps an external signer in the loop but slows full autonomy.","sourceIds":["btcpay-wallet"]},"privacyControlBoundary":{"value":"Self-hosting avoids a central payment provider and supports strong signer separation, but transparent-chain history and server/network metadata are not removed by BTCPay.","sourceIds":["btcpay-wallet"]},"provider":{"slug":"btcpay-server","name":"BTCPay Server","detailsUrl":"/en/provider/btcpay-server","privacyScore":100,"evidenceConfidence":59,"evidenceStatus":"partial","riskLevel":"standard","kyc":"none","agentUsability":{"status":"no-account","evidence":"The current record reports no KYC, no identity surface, and api/dashboard/manual control; no provider identity gate is recorded.","derivedFrom":["kyc","agentMoney.identitySurface","agentMoney.controlSurfaces"]}},"sources":[{"id":"btcpay-wallet","label":"BTCPay Server wallet","requestedUrl":"https://docs.btcpayserver.org/Wallet/","finalUrl":"https://docs.btcpayserver.org/Wallet/","httpStatus":200,"retrievedAt":"2026-08-09T20:17:36.599Z","sha256":"ac8371148291e925b7637fba3fb8830a6da557fa3c2beabbdd923786f3890fff"},{"id":"btcpay-refund","label":"BTCPay Server refunds","requestedUrl":"https://docs.btcpayserver.org/Refund/","finalUrl":"https://docs.btcpayserver.org/Refund/","httpStatus":200,"retrievedAt":"2026-08-09T20:17:36.599Z","sha256":"6bb00995409a14854379f7818a9879d3571484b1c2a87611fcd9b8c97d5ff359"}]},{"id":"laso-ach-bank-payout","providerSlug":"laso-finance","name":"ACH bank payout","pathType":"bank-payout","protocols":["x402","api","bank"],"availability":{"value":"Available now to registered recipients on an approved banking profile; settlement is documented as one to two business days.","sourceIds":["laso-llms"]},"identitySetup":{"value":"The account owner must complete identity verification in person. The application includes legal identity, address, employment, source-of-wealth, and SSN fields for U.S. persons.","sourceIds":["laso-llms"]},"ongoingVerification":{"value":"The banking profile exposes approval status, missing fields, and per-rail capabilities; some work can be marked hosted-only for human completion.","sourceIds":["laso-llms"]},"counterpartyData":{"value":"A recipient requires a postal address and registered U.S. or IBAN destination. Laso stores destination records; listing masks account numbers to the last four digits.","sourceIds":["laso-llms"]},"limits":{"value":"$10-$10,000 plus 0.25%, with a $1.50 minimum fee.","sourceIds":["laso-llms"]},"approvalAndRevocation":{"value":"Only registered destinations can receive payment. Destinations can be deleted, but deleting a recipient is irreversible and may close connected off-ramp accounts; no per-payment human approval is documented.","sourceIds":["laso-llms"]},"disputesAndFraud":{"value":"An unfulfillable payout leaves credited USDC recoverable through withdrawal. No recall or dispute flow for a completed ACH payout is documented.","sourceIds":["laso-llms"]},"failureMode":{"value":"An agent can send to the wrong registered destination or delete a recipient destructively. Laso explicitly says to confirm recipient deletion with the human first.","sourceIds":["laso-llms"]},"privacyControlBoundary":{"value":"The destination allowlist is a useful agent-safety boundary, but this is an identity-rich bank rail rather than a private payment path.","sourceIds":["laso-llms"]},"provider":{"slug":"laso-finance","name":"Laso Finance","detailsUrl":"/en/provider/laso-finance","privacyScore":60,"evidenceConfidence":94,"evidenceStatus":"verified","riskLevel":"caution","kyc":"light","agentUsability":{"status":"api-key-only","evidence":"The current record exposes api control with light KYC and a light-kyc identity surface; no full document-KYC gate is recorded.","derivedFrom":["kyc","kycLevel","agentMoney.identitySurface","agentMoney.controlSurfaces"]}},"sources":[{"id":"laso-llms","label":"Laso Finance documentation index","requestedUrl":"https://agents.laso.finance/llms.txt","finalUrl":"https://agents.laso.finance/llms.txt","httpStatus":200,"retrievedAt":"2026-08-09T20:17:36.599Z","sha256":"7974f6460cc500f14aad27f603e021e94c3ecabb7a3a58d80673ac208a1f9f99"}]},{"id":"laso-gift-card","providerSlug":"laso-finance","name":"Gift card","pathType":"gift-card","protocols":["x402","api","gift-card"],"availability":{"value":"Available now through catalog search and x402 ordering; the response returns a redemption URL, code, or PIN for the selected product.","sourceIds":["laso-llms"]},"identitySetup":{"value":"The route is not listed as KYC-gated in the reviewed Laso agent documentation.","sourceIds":["laso-llms"]},"ongoingVerification":{"value":"No recurring verification step is documented for this route.","sourceIds":["laso-llms"]},"counterpartyData":{"value":"Laso sees the wallet, catalog selection, country, amount, and order. Redemption sends the gift-card credential into the chosen merchant's own flow.","sourceIds":["laso-llms"]},"limits":{"value":"$5-$9,000 converted USD value. Product currency, country, min/max, and fee vary by catalog item; fees can reach 4.8%.","sourceIds":["laso-llms"]},"approvalAndRevocation":{"value":"The catalog selection and exact x402 price constrain the order. No account-wide budget, per-order human approval, or gift-card revocation endpoint is documented.","sourceIds":["laso-llms"]},"disputesAndFraud":{"value":"The reviewed agent documentation does not publish a refund, dispute, or wrong-product recovery workflow for this route.","sourceIds":["laso-llms"]},"failureMode":{"value":"The amount is denominated in the product's currency, not always USD. An agent that ignores the currency or country fields can buy the wrong face value or an unusable regional product.","sourceIds":["laso-llms"]},"privacyControlBoundary":{"value":"Gift-card credentials can reduce what the final merchant learns about the funding rail, but Laso still observes the funded order and the catalog choice.","sourceIds":["laso-llms"]},"provider":{"slug":"laso-finance","name":"Laso Finance","detailsUrl":"/en/provider/laso-finance","privacyScore":60,"evidenceConfidence":94,"evidenceStatus":"verified","riskLevel":"caution","kyc":"light","agentUsability":{"status":"api-key-only","evidence":"The current record exposes api control with light KYC and a light-kyc identity surface; no full document-KYC gate is recorded.","derivedFrom":["kyc","kycLevel","agentMoney.identitySurface","agentMoney.controlSurfaces"]}},"sources":[{"id":"laso-llms","label":"Laso Finance documentation index","requestedUrl":"https://agents.laso.finance/llms.txt","finalUrl":"https://agents.laso.finance/llms.txt","httpStatus":200,"retrievedAt":"2026-08-09T20:17:36.599Z","sha256":"7974f6460cc500f14aad27f603e021e94c3ecabb7a3a58d80673ac208a1f9f99"}]},{"id":"laso-international-prepaid-card","providerSlug":"laso-finance","name":"International prepaid card","pathType":"prepaid-card","protocols":["x402","api","card"],"availability":{"value":"Available now as an x402 order, but fulfillment is queued for an administrator rather than immediate.","sourceIds":["laso-llms"]},"identitySetup":{"value":"The route is not listed as KYC-gated in the reviewed Laso agent documentation.","sourceIds":["laso-llms"]},"ongoingVerification":{"value":"No recurring verification step is documented for this route.","sourceIds":["laso-llms"]},"counterpartyData":{"value":"Laso and its administrator receive the order and card records; the merchant receives the card credentials used at checkout.","sourceIds":["laso-llms"]},"limits":{"value":"$100 minimum and $1,000 maximum on-card value, with a 3.8% fee added and an indicated foreign-exchange markup for non-USD transactions.","sourceIds":["laso-llms"]},"approvalAndRevocation":{"value":"A queued order can be cancelled and the charged amount returned to account balance. No cancellation is documented after administrative fulfillment.","sourceIds":["laso-llms"]},"disputesAndFraud":{"value":"The reviewed agent docs document queue cancellation but no post-fulfillment card dispute or chargeback workflow.","sourceIds":["laso-llms"]},"failureMode":{"value":"An agent can submit the wrong amount or destination context; the practical stop control exists only while the order remains queued.","sourceIds":["laso-llms"]},"privacyControlBoundary":{"value":"The route may avoid identity verification at setup, but the queued human fulfillment and card transaction trail remain visible to Laso and its card partners.","sourceIds":["laso-llms"]},"provider":{"slug":"laso-finance","name":"Laso Finance","detailsUrl":"/en/provider/laso-finance","privacyScore":60,"evidenceConfidence":94,"evidenceStatus":"verified","riskLevel":"caution","kyc":"light","agentUsability":{"status":"api-key-only","evidence":"The current record exposes api control with light KYC and a light-kyc identity surface; no full document-KYC gate is recorded.","derivedFrom":["kyc","kycLevel","agentMoney.identitySurface","agentMoney.controlSurfaces"]}},"sources":[{"id":"laso-llms","label":"Laso Finance documentation index","requestedUrl":"https://agents.laso.finance/llms.txt","finalUrl":"https://agents.laso.finance/llms.txt","httpStatus":200,"retrievedAt":"2026-08-09T20:17:36.599Z","sha256":"7974f6460cc500f14aad27f603e021e94c3ecabb7a3a58d80673ac208a1f9f99"}]},{"id":"laso-managed-wallet-x402","providerSlug":"laso-finance","name":"Managed-wallet x402 payment","pathType":"wallet-payment","protocols":["x402","api","stablecoin"],"availability":{"value":"Available now: Laso can custody a wallet and settle x402 payments for an authenticated agent, or the caller can bring a supported self-custody wallet.","sourceIds":["laso-llms"]},"identitySetup":{"value":"Authentication starts from a wallet signature. KYC is optional at account level and required only by selected downstream features.","sourceIds":["laso-llms"]},"ongoingVerification":{"value":"Bearer credentials refresh over time; downstream endpoints can impose their own KYC or banking approval gates.","sourceIds":["laso-llms"]},"counterpartyData":{"value":"Laso sees the managed wallet, balance, deposits, x402 challenge, settlement, and endpoint destination; signed webhooks can send activity to the caller's URL.","sourceIds":["laso-llms"]},"limits":{"value":"Limits are endpoint-specific. The reviewed docs publish route caps rather than one account-wide agent budget.","sourceIds":["laso-llms"]},"approvalAndRevocation":{"value":"The x402 challenge fixes each endpoint price, while bearer credentials authorize calls. No general per-call human approval or account-wide merchant/category policy engine is documented.","sourceIds":["laso-llms"]},"disputesAndFraud":{"value":"A failed settlement charges nothing and returns an error reason. Recovery after a successful external payment is defined by the downstream endpoint, not the managed wallet itself.","sourceIds":["laso-llms"]},"failureMode":{"value":"An agent with bearer access can spend available wallet funds on supported calls. Underfunded retries are safe, but an unintended successful x402 payment has no universal reversal path.","sourceIds":["laso-llms"]},"privacyControlBoundary":{"value":"Wallet-signature setup can reduce conventional identity collection, but provider custody exposes balances and payment metadata to Laso and shifts key control away from the account owner.","sourceIds":["laso-llms"]},"provider":{"slug":"laso-finance","name":"Laso Finance","detailsUrl":"/en/provider/laso-finance","privacyScore":60,"evidenceConfidence":94,"evidenceStatus":"verified","riskLevel":"caution","kyc":"light","agentUsability":{"status":"api-key-only","evidence":"The current record exposes api control with light KYC and a light-kyc identity surface; no full document-KYC gate is recorded.","derivedFrom":["kyc","kycLevel","agentMoney.identitySurface","agentMoney.controlSurfaces"]}},"sources":[{"id":"laso-llms","label":"Laso Finance documentation index","requestedUrl":"https://agents.laso.finance/llms.txt","finalUrl":"https://agents.laso.finance/llms.txt","httpStatus":200,"retrievedAt":"2026-08-09T20:17:36.599Z","sha256":"7974f6460cc500f14aad27f603e021e94c3ecabb7a3a58d80673ac208a1f9f99"}]},{"id":"laso-push-to-card","providerSlug":"laso-finance","name":"Push to debit card","pathType":"card-payout","protocols":["x402","api","card"],"availability":{"value":"Available now for USD, EUR, and GBP; the API returns a redemption URL where card details are entered.","sourceIds":["laso-llms"]},"identitySetup":{"value":"No calling-wallet KYC gate is documented, but redemption requires sender name, card number, and cardholder name.","sourceIds":["laso-llms"]},"ongoingVerification":{"value":"Any downstream debit-card or bank verification is provider-scoped and not documented in the reviewed Laso agent material.","sourceIds":["laso-llms"]},"counterpartyData":{"value":"The redemption flow receives sender name, card number, cardholder name, amount, and currency.","sourceIds":["laso-llms"]},"limits":{"value":"Face value 10-9,541.98 in USD, EUR, or GBP, with a 4.8% fee and a 1.50 minimum fee in the transfer currency.","sourceIds":["laso-llms"]},"approvalAndRevocation":{"value":"The x402 challenge constrains the purchase amount, and a separate redemption step gates delivery. No post-redemption recall control is documented.","sourceIds":["laso-llms"]},"disputesAndFraud":{"value":"The reviewed agent docs do not publish a dispute, fraud, or mistaken-card recovery workflow for this payout path.","sourceIds":["laso-llms"]},"failureMode":{"value":"An agent can fund the wrong currency or expose a redemption URL; incorrect cardholder data can make the transfer unfulfillable after payment.","sourceIds":["laso-llms"]},"privacyControlBoundary":{"value":"The caller may avoid a full Laso KYC flow, but the payout itself is identity-bearing because cardholder and sender data enter the redemption path.","sourceIds":["laso-llms"]},"provider":{"slug":"laso-finance","name":"Laso Finance","detailsUrl":"/en/provider/laso-finance","privacyScore":60,"evidenceConfidence":94,"evidenceStatus":"verified","riskLevel":"caution","kyc":"light","agentUsability":{"status":"api-key-only","evidence":"The current record exposes api control with light KYC and a light-kyc identity surface; no full document-KYC gate is recorded.","derivedFrom":["kyc","kycLevel","agentMoney.identitySurface","agentMoney.controlSurfaces"]}},"sources":[{"id":"laso-llms","label":"Laso Finance documentation index","requestedUrl":"https://agents.laso.finance/llms.txt","finalUrl":"https://agents.laso.finance/llms.txt","httpStatus":200,"retrievedAt":"2026-08-09T20:17:36.599Z","sha256":"7974f6460cc500f14aad27f603e021e94c3ecabb7a3a58d80673ac208a1f9f99"}]},{"id":"laso-us-prepaid-card","providerSlug":"laso-finance","name":"U.S. prepaid card","pathType":"prepaid-card","protocols":["x402","api","card"],"availability":{"value":"Available now from the x402 get-card endpoint for U.S. merchants and U.S. shipping addresses, with JSON card details returned to the caller.","sourceIds":["laso-llms"]},"identitySetup":{"value":"The Laso docs describe KYC as optional and needed only for selected features such as Venmo or PayPal; this prepaid-card route is not listed as KYC-gated.","sourceIds":["laso-llms"]},"ongoingVerification":{"value":"No recurring verification step is documented for this route; provider compliance screening remains a service-level caveat.","sourceIds":["laso-llms"]},"counterpartyData":{"value":"The merchant sees a Laso prepaid card and the documented Laso billing identity. Laso records card status and transactions.","sourceIds":["laso-llms"]},"limits":{"value":"$5-$1,000 USDC per card; U.S.-only use. The card is non-reloadable.","sourceIds":["laso-llms"]},"approvalAndRevocation":{"value":"The x402 challenge fixes the purchase amount before settlement. No merchant lock, category lock, per-purchase human approval, or cancellation endpoint is documented for the issued U.S. card.","sourceIds":["laso-llms"]},"disputesAndFraud":{"value":"Card status and transactions can be read, but the reviewed agent docs do not document a dispute or chargeback workflow for this route.","sourceIds":["laso-llms"]},"failureMode":{"value":"A wrong amount or unintended card order can settle as an irreversible x402 purchase. Failed settlement charges nothing; an issued non-reloadable card has no documented cancellation control.","sourceIds":["laso-llms"]},"privacyControlBoundary":{"value":"Lower setup identity than a bank-linked card path, but weak post-issue agent controls. The merchant-facing card identity is not proof that Laso lacks wallet, payment, or transaction records.","sourceIds":["laso-llms"]},"provider":{"slug":"laso-finance","name":"Laso Finance","detailsUrl":"/en/provider/laso-finance","privacyScore":60,"evidenceConfidence":94,"evidenceStatus":"verified","riskLevel":"caution","kyc":"light","agentUsability":{"status":"api-key-only","evidence":"The current record exposes api control with light KYC and a light-kyc identity surface; no full document-KYC gate is recorded.","derivedFrom":["kyc","kycLevel","agentMoney.identitySurface","agentMoney.controlSurfaces"]}},"sources":[{"id":"laso-llms","label":"Laso Finance documentation index","requestedUrl":"https://agents.laso.finance/llms.txt","finalUrl":"https://agents.laso.finance/llms.txt","httpStatus":200,"retrievedAt":"2026-08-09T20:17:36.599Z","sha256":"7974f6460cc500f14aad27f603e021e94c3ecabb7a3a58d80673ac208a1f9f99"}]},{"id":"laso-venmo-paypal","providerSlug":"laso-finance","name":"Venmo or PayPal payout","pathType":"account-payout","protocols":["x402","api","internal-ledger"],"availability":{"value":"Available now through the x402 send-payment endpoint for Venmo and PayPal recipients.","sourceIds":["laso-llms"]},"identitySetup":{"value":"The calling wallet must complete KYC; an unverified call returns kyc_required and a one-time verification URL.","sourceIds":["laso-llms"]},"ongoingVerification":{"value":"The wallet exposes a current KYC review status. Additional provider checks beyond that status are not documented.","sourceIds":["laso-llms"]},"counterpartyData":{"value":"The call submits recipient first and last name, email, and a Venmo phone number or PayPal email, linking the payout to both verified sender and identified recipient.","sourceIds":["laso-llms"]},"limits":{"value":"$5-$1,000 plus a 4.9% fee with a $1.50 minimum.","sourceIds":["laso-llms"]},"approvalAndRevocation":{"value":"The x402 challenge constrains the amount. No per-payment human approval or payout recall endpoint is documented.","sourceIds":["laso-llms"]},"disputesAndFraud":{"value":"If KYC is abandoned, deposited USDC remains in account balance and can be withdrawn. No completed-payout dispute workflow is documented.","sourceIds":["laso-llms"]},"failureMode":{"value":"An agent can send to the wrong phone number or email. The source documents balance recovery before fulfillment, not reversal of a completed payout.","sourceIds":["laso-llms"]},"privacyControlBoundary":{"value":"This is the least private Laso agent route in the reviewed set: it requires caller KYC and named recipient identifiers even though the x402 funding leg is programmatic.","sourceIds":["laso-llms"]},"provider":{"slug":"laso-finance","name":"Laso Finance","detailsUrl":"/en/provider/laso-finance","privacyScore":60,"evidenceConfidence":94,"evidenceStatus":"verified","riskLevel":"caution","kyc":"light","agentUsability":{"status":"api-key-only","evidence":"The current record exposes api control with light KYC and a light-kyc identity surface; no full document-KYC gate is recorded.","derivedFrom":["kyc","kycLevel","agentMoney.identitySurface","agentMoney.controlSurfaces"]}},"sources":[{"id":"laso-llms","label":"Laso Finance documentation index","requestedUrl":"https://agents.laso.finance/llms.txt","finalUrl":"https://agents.laso.finance/llms.txt","httpStatus":200,"retrievedAt":"2026-08-09T20:17:36.599Z","sha256":"7974f6460cc500f14aad27f603e021e94c3ecabb7a3a58d80673ac208a1f9f99"}]},{"id":"privacy-virtual-card","providerSlug":"privacy-com","name":"API-issued virtual card","pathType":"virtual-card","protocols":["api","cli","mcp","card"],"availability":{"value":"Available now through Privacy's API, CLI, and MCP paths; the agent uses a generated card at the merchant.","sourceIds":["privacy-agents","privacy-cards"]},"identitySetup":{"value":"A human Privacy account is required. Every end user must pass the Customer Identification Program before transacting; the terms list name, address, date of birth, and possible government ID requests.","sourceIds":["privacy-getting-started","privacy-terms"]},"ongoingVerification":{"value":"Privacy may request additional information at any time and may suspend or terminate an account that refuses it.","sourceIds":["privacy-terms"]},"counterpartyData":{"value":"The merchant receives card details and ordinary card-transaction data. Privacy records the merchant descriptor, location, category, amounts, events, and funding reference.","sourceIds":["privacy-agents","privacy-transactions"]},"limits":{"value":"Per-card spend limits can be configured by amount and duration; separate account transaction limits may change at Privacy's discretion.","sourceIds":["privacy-agents","privacy-cards","privacy-terms"]},"approvalAndRevocation":{"value":"Merchant-locked, single-use, and multi-use cards are available; cards can be paused, unpaused, or closed. The reviewed flow does not require a human approval on every purchase.","sourceIds":["privacy-agents","privacy-cards"]},"disputesAndFraud":{"value":"Transaction returns and voids are observable through the API. Product-specific notification and dispute deadlines come from the applicable card terms, not the card-control API.","sourceIds":["privacy-transactions","privacy-terms"]},"failureMode":{"value":"An agent can spend within the card's permissions without another approval. The account holder remains responsible for API, CLI, and MCP activity; Privacy may decline harmful or suspicious transactions.","sourceIds":["privacy-getting-started","privacy-terms"]},"privacyControlBoundary":{"value":"Strong agent controls, weak identity privacy: the card hides the underlying funding credential from the merchant but does not make the verified Privacy account anonymous to Privacy or its bank partners.","sourceIds":["privacy-agents","privacy-getting-started","privacy-terms"]},"provider":{"slug":"privacy-com","name":"Privacy.com","detailsUrl":"/en/provider/privacy-com","privacyScore":20,"evidenceConfidence":94,"evidenceStatus":"verified","riskLevel":"caution","kyc":"full","agentUsability":{"status":"human-kyc-required","evidence":"The current record requires full KYC and reports a full-kyc identity surface before agent controls can be used.","derivedFrom":["kyc","kycLevel","agentMoney.identitySurface","agentMoney.controlSurfaces"]}},"sources":[{"id":"privacy-agents","label":"Privacy for AI Agents","requestedUrl":"https://agents.privacy.com/","finalUrl":"https://agents.privacy.com/","httpStatus":200,"retrievedAt":"2026-08-09T20:17:36.599Z","sha256":"d49528290bb1713df8ffefb5a81dbd9994670a3579a0dd8a683218d85efb9261"},{"id":"privacy-cards","label":"Privacy API: Cards","requestedUrl":"https://developers.privacy.com/docs/cards","finalUrl":"https://developers.privacy.com/docs/cards","httpStatus":200,"retrievedAt":"2026-08-09T20:17:36.599Z","sha256":"73603ec277f3f5cda0e14b7f817e7fe20bf1f842c696166737baca5564641f01"},{"id":"privacy-getting-started","label":"Privacy API: Getting Started","requestedUrl":"https://developers.privacy.com/docs/getting-started.md","finalUrl":"https://developers.privacy.com/docs/getting-started.md","httpStatus":200,"retrievedAt":"2026-08-09T20:17:36.599Z","sha256":"2b7ac58d1da5079983dd68e9b7663aa86877f4fc37827bed737bcc06fbff7a6b"},{"id":"privacy-terms","label":"Privacy Terms of Service","requestedUrl":"https://www.privacy.com/terms","finalUrl":"https://www.privacy.com/terms","httpStatus":200,"retrievedAt":"2026-08-09T20:17:36.599Z","sha256":"502106dfeabca9427dfafb288e775a7899e4fd0fcf4b06967905f74fcd118848"},{"id":"privacy-transactions","label":"Privacy API: Transactions","requestedUrl":"https://developers.privacy.com/docs/transactions.md","finalUrl":"https://developers.privacy.com/docs/transactions.md","httpStatus":200,"retrievedAt":"2026-08-09T20:17:36.599Z","sha256":"b128edc2ae5a70614fb52c11e413d314e5bad20ba19ebe53c3f0f5d8bf27196a"}]},{"id":"shopinbit-human-concierge","providerSlug":"shopinbit","name":"Human concierge purchase","pathType":"human-assisted","protocols":["manual","bitcoin","monero","stablecoin","bank"],"availability":{"value":"Available now through the app conversation or website form, but requests go to a real human concierge and offers arrive in 24-48 weekday hours.","sourceIds":["shopinbit-concierge"]},"identitySetup":{"value":"ShopinBit advertises no KYC for concierge use. A purchase still requires the details needed to source, communicate, ship, or complete customs.","sourceIds":["shopinbit-concierge","shopinbit-privacy"]},"ongoingVerification":{"value":"No recurring identity verification is advertised; order-specific delivery or customs data may still be required.","sourceIds":["shopinbit-concierge","shopinbit-privacy"]},"counterpartyData":{"value":"A human concierge receives the request and necessary details, then communicates with suppliers and handles shipping and customs. ShopinBit says order data is deleted 30 days after shipment.","sourceIds":["shopinbit-concierge"]},"limits":{"value":"No universal order-value limit is published on the reviewed concierge page. Third-party sourcing adds 10% to the purchase price; supplier-network sourcing has no extra concierge fee.","sourceIds":["shopinbit-concierge"]},"approvalAndRevocation":{"value":"The human sends an offer before payment, creating a strong per-order approval boundary. No autonomous agent API, account budget, or machine revocation control is documented.","sourceIds":["shopinbit-concierge"]},"disputesAndFraud":{"value":"New products carry a stated two-year retailer warranty. The reviewed concierge page does not publish a general refund or dispute workflow.","sourceIds":["shopinbit-concierge"]},"failureMode":{"value":"An agent can submit an overbroad or incorrect request, but the human offer-and-payment step prevents autonomous completion. Shipping and customs still depend on accurate recipient data.","sourceIds":["shopinbit-concierge"]},"privacyControlBoundary":{"value":"No-KYC positioning and Monero payment can reduce payment identity, but the human service and physical fulfillment collect order and delivery context. This is a privacy-oriented assisted path, not an autonomous agent rail.","sourceIds":["shopinbit-concierge","shopinbit-privacy"]},"provider":{"slug":"shopinbit","name":"SHOPINBIT","detailsUrl":"/en/provider/shopinbit","privacyScore":80,"evidenceConfidence":94,"evidenceStatus":"verified","riskLevel":"standard","kyc":"none","agentUsability":{"status":"no-account","evidence":"The current record reports no KYC, no identity surface, and manual control; no provider identity gate is recorded.","derivedFrom":["kyc","agentMoney.identitySurface","agentMoney.controlSurfaces"]}},"sources":[{"id":"shopinbit-concierge","label":"ShopinBit Concierge","requestedUrl":"https://shopinbit.com/concierge/","finalUrl":"https://shopinbit.com/concierge/","httpStatus":200,"retrievedAt":"2026-08-09T20:17:36.599Z","sha256":"a3c7d32c47589b62fa1521a7f97fc26d5930434ac5c9c73303766e357f49fe5c"},{"id":"shopinbit-privacy","label":"ShopinBit privacy policy","requestedUrl":"https://shopinbit.com/privacy-policy/","finalUrl":"https://shopinbit.com/privacy-policy/","httpStatus":200,"retrievedAt":"2026-08-09T20:17:36.599Z","sha256":"0dc70ec966acbce6862a2e75a9ab06d6e33d87b0b2965717ad50a6876cb015f3"}]}],"meta":{"total":11,"api_version":"1.2","powered_by":"cunicula.com","documentation_url":"https://cunicula.com/en/api-docs","machine_index_url":"https://cunicula.com/llms.txt","license":"LicenseRef-Cunicula-Attribution-1.0","license_url":"https://cunicula.com/en/cite","attribution":"Cunicula, \"{name}\", cunicula.com, reviewed {reviewed}, retrieved {retrieved}, {url}","cite_guide_url":"https://cunicula.com/en/cite","dataset_url":"https://cunicula.com/api/v1/dataset","schema_version":"cunicula.agent-money-options.v1","reviewed_at":"2026-08-10","score_reuse":"Provider privacyScore, evidenceConfidence, and agentUsability are derived from the canonical service record.","filters":{}}}